3 Adams St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 3 Adams St, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,265 sqft · built 1958
Lot Size0.127 acres (5,523 sqft)
Owner2 Individual Names on Record
Last Sale$416,000 (Nov 2020)
Tax Bill$8,947 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-15580-0000-00535

Property Details

APN / Parcel Number

Primary APN15-15580-0000-00535
Alternative APNs
  • 151558000535
  • 12199000

Interior

Stories1 Story
Building Area1,265 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area5,523 sqft (0.127 acres)
Lot Dimensions85 ft deep x 65 ft wide

Location & Zoning

Account Number12199000
Street Address3 ADAMS ST
CityOLD BRIDGE
StateNJ
Zip08857-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description65X85
Legal SubdivisionCRESTWOOD SEC 3
Legal Block15580
Legal Lot Number535
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group1
Census Block1009
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 ADAMS ST, OLD BRIDGE, NJ 08857-2111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleSep 30, 2014 · Amount on Record
Deed Document Number2020112534
Deed Book / Page18121 / 1542
Record UpdatedOct 29, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateNov 10, 2020
Property Address3 ADAMS ST, OLD BRIDGE, NJ 08857-2111
Document Number2020112534
Book / Page18121 / 1542
Instrument DateOct 24, 2020
Instrument2020112534
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyINNOVATION TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,368.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1642 KUNKLETOWN RD, 1642, SAYLORSBURG, PA 18353-8013

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ADAMS ST, OLD BRIDGE, NJ 08857-2111

Mortgage

Document Number2020112535
DateNov 10, 2020
Instrument2020112535
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,000 (-) Land $68,200 Building $75,800$144,000 (-) Land $68,200 Building $75,800
2025$8,947.00 (+10.04%)$144,000 (-) Land $68,200 Building $75,800$144,000 (-) Land $68,200 Building $75,800
2024$8,131.00 (+6.69%)
2023$144,000 Land $68,200 Building $75,800$144,000 Land $68,200 Building $75,800
2022$7,621.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–1984)
Most Recent ClaimMar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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