3 Adam Taylor Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 3 Adam Taylor Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,163 sqft · built 1999
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Apr 2014)
Tax Bill	$11,805 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00113 L:00048`

Property Details

APN / Parcel Number

Primary APN	`STER M:00113 L:00048`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,163 sqft Living Area
Gross Area	8,942 sqft
Basement Area	1,433 sqft
Unfinished Basement	1,433 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 ADAM TAYLOR RD
City	STERLING
State	MA
Zip	01564-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	48
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4005
Census Tract	719100

Owner

3 Adam Taylor Rd is owned and occupied by an individual who bought it in April 2014.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ADAM TAYLOR RD, STERLING, MA 01564-2814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
May 17, 2017	Deed of Trust, Mortgage FIDELITY COOPERATIVE BANK
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2014 · Amount on File
Deed Sale	Apr 29, 2014 · Amount on File
Prior Sale	Aug 6, 2010 · Amount on File
Deed Book / Page	52264 / 342
Transfer Doc	052264-342
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	3 ADAM TAYLOR RD, STERLING, MA 01564-2814
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068230-53
Date	Sep 19, 2022
Book Page	68230/53
Instrument	102367

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	3 ADAM TAYLOR RD, STERLING, MA 01564-2814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57126-54
Date	May 17, 2017
Book Page	57126/54
Instrument	49813

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	3 ADAM TAYLOR RD, STERLING, MA 01564-2814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61244-1
Date	Oct 17, 2019
Book Page	61244/1
Instrument	109303

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	3 ADAM TAYLOR RD, STERLING, MA 01564-2814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63208-58
Date	Sep 9, 2020
Book Page	63208/58
Instrument	103117

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	3 ADAM TAYLOR RD, STERLING, MA 01564-2814
Document Number	59657-382
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ADAM TAYLOR RD STERLING MA 015642814, STERLING, MA 01564-2814

Mortgage

Document Number	59657-382
Date	Nov 7, 2018
Book Page	059657/000382
Instrument	118483

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 6, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Adam Taylor Rd was $11,805, up 1.9% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,805.00 (+1.92%)	$940,600 (+4.59%) Land $193,800 Building $746,800	$1,081,480 (-)
2025	$11,583.00 (+1.29%)	$899,300 (+4.68%) Land $167,800 Building $731,500	$1,081,480 (+5%)
2024	$11,435.00 (+8.07%)	$859,100 (+16.11%) Land $162,200 Building $696,900	$1,029,990
2023	$10,581.00	$739,900 Land $153,800 Building $586,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Adam Taylor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Adam Taylor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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