3 Abby Ln, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 3 Abby Ln, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,522 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Aug 2026)
Tax Bill	$6,239 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:84 L:26`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:84 L:26`
Alternative APN	`840260000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	4,142 sqft
1st Floor Area	1,522 sqft
Basement Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 ABBY LN
City	BIDDEFORD
State	ME
Zip	04005-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	26
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2008
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8 SHORE AVE, SACO, ME 04072-1731
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK
Mar 3, 2023	Deed of Trust, Mortgage · ARM ATLANTIC REGIONAL FCU
Sep 2, 2020	Warranty Deed, Transfer · Stand-Alone Refinance CUSO HOME LENDING
Dec 22, 2017	Warranty Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Sep 2, 2020 · Amount on File
Deed Document Number	202632033
Deed Book / Page	19978 / 279
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	0183640276
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Aug 21, 2026
Property Address	3 ABBY LN, BIDDEFORD, ME 04005-9347
Document Number	0000032033
Book / Page	19978 / 279
Instrument Date	Aug 21, 2026
Instrument	202632033
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SHORE AVE, SACO, ME 04072-1731

Mortgage

Date	Aug 21, 2026

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	3 ABBY LN, BIDDEFORD, ME 04005-9347
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192030292
Date	Mar 3, 2023
Book Page	19203/292
Instrument	2023005537

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Apr 1, 2028
Index	1-Year CMT
Margin	3

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 2, 2020
Property Address	3 ABBY LN, BIDDEFORD, ME 04005-9347
Document Number	0183640276
Book / Page	18364 / 276
Instrument Date	Aug 27, 2020
Instrument	2020043025
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 ABBY LN, BIDDEFORD, ME 04005-9347

Mortgage

Document Number	2020043026
Date	Sep 2, 2020
Instrument	2020043026

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Dec 22, 2017
Property Address	3 ABBY LN, BIDDEFORD, ME 04005-9347
Document Number	0176310664
Book / Page	17631 / 0664
Instrument	2017054414
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201754415
Date	Dec 22, 2017
Instrument	201754415

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2047

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,239.00 (+6.23%)	$417,600 (+1.11%) Land $173,100 Building $244,500
2024	$5,873.00 (+9.14%)	$413,000 (+0.71%) Land $173,100 Building $239,900
2023	$5,381.00 (+3.22%)	$410,100 (+29.08%) Land $170,200 Building $239,900	$466,925
2022	$5,213.00	$317,700 Land $98,000 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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