Otsego County and Oneonta City property record for 3 8th St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,450 (2021) |
| Tax Bill | $2,860.00 (2025) |
Source: Otsego County and Oneonta City records · APN 361200 300.7-4-16
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 8TH ST, ONEONTA, NY 13820-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NBT BK |
| May 11, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on Record |
| Deed Sale | Jan 28, 2021 · Amount on Record |
| Prior Sale | May 11, 2017 · Amount on Record |
| Deed Doc Number | 2021544 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 28, 2021 |
| Property Address | 3 8TH ST, ONEONTA, NY 13820-2701 |
| Document Number | 0000000544 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 544 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 232 BEAR GULCH RD SUMMIT NY 121752703, SUMMIT, NY 12175-2703 |
| Document Number | 545 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 545 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 11, 2017 |
| Property Address | 3 8TH ST, ONEONTA, NY 13820-2701 |
| Document Number | 0000002156 |
| Instrument Date | May 10, 2017 |
| Instrument | 2156 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 8TH ST ONEONTA NY 138202701, ONEONTA, NY 13820-2701 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,860.00 | $75,000 (-) Land $5,500 Building $69,500 | $105,634 (+14.08%) Land $7,746 Building $97,888 |
| 2023 | $75,000 Land $5,500 Building $69,500 | $92,593 Land $6,790 Building $85,803 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 361200 300.7-4-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 864 sqft Living Area |
| 1st Floor | 576 sqft 1st Floor |
| Upper Floors | 288 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 2,178 sqft (0.05 acres) |
| Depth X Width | 51 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 144 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 1128 |
|---|---|
| Street Address | 3 8TH ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 590900 |
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