3 5th Ave W, Polson, MT 59860 Property Records

Lake County property record for 3 5th Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,125 sqft · built 1954
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Tax Bill	$679 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R159317`

Property Details

APN / Parcel Number

Primary APN	`R159317`
Alternative APNs	`15-3228-04-4-08-07-0000` `0000008141`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,125 sqft Living Area
1st Floor Area	1,420 sqft
Attic	Attic
Attic Area	235 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Deck Area	192 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008141
Street Address	3 5TH AVE W
City	POLSON
State	MT
Zip	59860-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 023, LOT 002, POLSON ORIGINAL BLK 23 LT 2
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	23
Legal Lot Number	2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2039
Census Tract	940307

Owner

3 5th Ave W is owned and occupied by an individual who acquired it in June 2014.

Source: Lake County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 5TH AVE W, POLSON, MT 59860-2147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 24, 2014
Transfer Doc	535906
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	3 5TH AVE W, POLSON, MT 59860-2147
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	590043
Date	Jul 9, 2021
Instrument	590043

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	3 5TH AVE W, POLSON, MT 59860-2147
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567058
Date	Dec 26, 2018
Instrument	567058

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3 5th Ave W was $679 with a homeowner's exemption, down 6.6% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$679.00 (-6.6%) Homeowner's exemption	$405,700 (-)
2025	$727.00 Homeowner's exemption	$405,700	$405,700 Land $61,500 Building $344,200
2023	$2,851.00	$329,500	$329,500 Land $36,150 Building $293,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 5th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 5th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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