3 3rd St, Newport, RI 02840 Property Records

Newport City property record for 3 3rd St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 979 sqft · built 1910
Lot Size	0.054 acres (2,365 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Jan 2024)
Tax Bill	$6,560 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`R03157`

Property Details

APN / Parcel Number

Primary APN	`R03157`
Alternative APN	`NEWP M:016 B:0088`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	979 sqft Living Area
Gross Area	1,060 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,365 sqft (0.054 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R03157
Street Address	3 3RD ST
City	NEWPORT
State	RI
Zip	02840-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	88
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	3
Census Block	3020
Census Tract	41100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 3rd St is owned and occupied by two individuals who bought it in January 2024.

Source: Newport City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 3RD ST, NEWPORT, RI 02840-2416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Sep 1, 2017	Warranty Deed, Transfer MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	2024150847
Deed Book / Page	3180 / 155
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Jan 16, 2024
Property Address	3 3RD ST, NEWPORT, RI 02840-2416
Document Number	003180-155
Book / Page	3180 / 155
Instrument Date	Jan 16, 2024
Instrument	150847
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	201 NEWBURY ST APT 502, 502, BOSTON, MA 02116-2551

Mortgage

Document Number	0000150848
Date	Jan 16, 2024
Instrument	150848

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	3 3RD ST, NEWPORT, RI 02840-2416
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2976-64
Date	Mar 8, 2021
Book Page	2976/64
Instrument	134717

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Sep 1, 2017
Property Address	3 3RD ST, NEWPORT, RI 02840-2416
Document Number	2694-116
Book / Page	2694 / 116
Instrument	113087
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26940118
Date	Sep 1, 2017
Instrument	02694/0118

Lender

Name	MUTUAL BANK FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate	3.38%
Max Rate At Change	90.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3 3rd St was $6,560.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,560.00	$913,700 Land $428,900 Building $484,800	$1,079,133
2023	$5,977.00 (+4.22%)	$602,500 (+0.96%) Land $282,300 Building $320,200
2022	$5,735.00	$596,800 Land $282,300 Building $314,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 125 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	294 units insured incl. 169 condo units
Nearby Flood Claims	30 (1978–2022)
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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