Oneida County and Camden Town property record for 3 2nd St, Camden, NY 13316 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,633 sqft · built 1900 |
| Lot Size | 0.196 acres (8,555 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $101,260 (Feb 2018) |
| Tax Bill | $2,956 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 303001 147.005-3-15 |
| Primary APN | 303001 147.005-3-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,633 sqft Total Area |
| 1st Floor Area | 1,688 sqft |
| 2nd Floor Area | 702 sqft |
| Upper Floors Area | 486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,555 sqft (0.196 acres) |
| Lot Dimensions | 145 ft deep x 59 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 005600 |
|---|---|
| Street Address | 3 2ND ST |
| City | CAMDEN |
| State | NY |
| Zip | 13316-1307 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | N BERQUIST E BLOWERS S POGORZELSKI W 2ND ST |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | CAMDEN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 24500 |
Source: Oneida County and Camden Town records · APN 303001 147.005-3-15
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 2ND ST, CAMDEN, NY 13316-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Feb 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Feb 13, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2018 · Amount on Record |
| Deed Sale | Feb 13, 2018 · Amount on Record |
| Prior Sale | Nov 03, 2011 · Amount on Record |
| Deed Document Number | 20182072 |
| Prior Transfer Date | Oct 31, 2011 |
| Prior Transfer Doc | 2011016242 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 3 2ND ST, CAMDEN, NY 13316-1307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000012321 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025-012321 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 3 2ND ST, CAMDEN, NY 13316-1307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002735 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022-002735 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Feb 13, 2018 |
| Property Address | 3 2ND ST, CAMDEN, NY 13316-1307 |
| Document Number | 0000002072 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 2072 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.04 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 2ND ST CAMDEN NY 133161307, CAMDEN, NY 13316-1307 |
| Document Number | 2073 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2073 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Oneida County and Camden Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Camden Town |
| Municipality | Camden Village |
| Unified School District | Camden Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,956.00 (+286.41%) | $3,300 (-) Land $300 Building $3,000 | $206,250 (+15%) Land $18,750 Building $187,500 |
| 2023 | $3,300 (-) Land $300 Building $3,000 | $179,348 (+14.13%) Land $16,304 Building $163,044 | |
| 2022 | $765.00 | $3,300 Land $300 Building $3,000 | $157,143 Land $14,286 Building $142,857 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 9% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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