Okaloosa County property record for 3 12th St, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft · built 1970 |
| Lot Size | 0.139 acres (6,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,600 (Jun 2025) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-4329-5 |
| Primary APN | C56-000-592-4329-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 1,704 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,052 sqft (0.139 acres) |
| Lot Width | 75 ft Width |
| Porch | Florida Room |
| Porch Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 12TH ST |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE N1/2 OF LOTS 12 TO 14 BLK 11 AND S1/2 VAC ALLEY N THEREOF BK 938 PG 608 |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE |
| Legal Block | 11 |
| Legal Lot Number | 120 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 21501 |
Source: Okaloosa County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 211 N GARFIELD ST, LODI, CA 95240-2317 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 24, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2020 · Amount on Record |
| Deed Document Number | 20253757171 |
| Prior Transfer Date | Apr 26, 2004 |
| Prior Transfer Doc | 0002134333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 2, 2025 |
| Property Address | 3 12TH ST, SHALIMAR, FL 32579-2005 |
| Document Number | 0003757171 |
| Map Reference | MB 1 PG 64 |
| Instrument Date | May 29, 2025 |
| Instrument | 3757171 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | COTTON LAND TITLE INC, COTTON LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,188.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 461, PAHOA, HI 96778-0461 |
| Name | Verified Name |
|---|---|
| Address | 211 N GARFIELD ST, LODI, CA 95240-2317 |
| Document Number | 0003757172 |
|---|---|
| Date | Jun 2, 2025 |
| Instrument | 3757172 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3 12TH ST, SHALIMAR, FL 32579-2005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 12TH ST, SHALIMAR, FL 32579-2005 |
| Document Number | 0035880713 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 3588/713 |
| Instrument | 3506600 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 24, 2020 |
| Property Address | 3 12TH ST, SHALIMAR, FL 32579-2005 |
| Document Number | 0034581890 |
| Book / Page | 003458 / 001890 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 3354132 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,351.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 12TH ST SHALIMAR FL 325792005, SHALIMAR, FL 32579-2005 |
| Document Number | 34581892 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 003458/001892 |
| Instrument | 3354133 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,247.00 (+34.55%) | $222,676 (+28.08%) | $266,573 (+21.78%) Land $83,200 Building $183,373 |
| 2023 | $1,670.00 (+2.96%) Homeowner's exemption | $173,856 (+3%) | $218,893 (+8.43%) Land $58,203 Building $160,690 |
| 2022 | $1,622.00 Homeowner's exemption | $168,792 | $201,880 Land $54,396 Building $147,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 8 (1978–2014) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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