3 109th St SE, Everett, WA 98208 Property Records

Snohomish County property record for 3 109th St SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Nov 2020)
Tax Bill	$5,254 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8037-000-010-00`

Property Details

APN / Parcel Number

Primary APN	`8037-000-010-00`
Alternative APNs	`008037-000-010-00` `80370000100008` `1203013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Building Area	1,704 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1203013
Street Address	3 109TH ST SE
City	EVERETT
State	WA
Zip	98208-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7,200
Legal Description	OLIVIA COURT BLK 000 D-00 LOT 10
Legal Section	24
Legal Subdivision	OLIVIA COURT
Legal Block	000 D
Legal Lot Number	10
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3006
Census Tract	41813

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 109TH ST SE, EVERETT, WA 98208-7000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Oct 31, 1997 · Amount on Record
Deed Document Number	2020457
Prior Transfer Date	Oct 11, 2004
Prior Transfer Doc	0000001424
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	3 109TH ST SE, EVERETT, WA 98208-7000
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000625
Date	Dec 27, 2017
Instrument	201712270625

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Nov 16, 2020
Property Address	3 109TH ST SE, EVERETT, WA 98208-7000
Document Number	0000000457
Map Reference	VOL 53 PG 93-95
Instrument Date	Nov 9, 2020
Instrument	202011160457
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 109TH ST SE, EVERETT, WA 98208-7000

Mortgage

Document Number	0000000458
Date	Nov 16, 2020
Instrument	202011160458

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,254.00 (+9.5%)	$626,900 (+6.62%) Land $421,000 Building $205,900	$626,900 (+6.62%) Land $421,000 Building $205,900
2023	$4,798.00 (+13.83%)	$588,000 (+34.99%) Land $364,000 Building $224,000	$588,000 (+34.99%) Land $364,000 Building $224,000
2022	$4,215.00	$435,600 Land $246,000 Building $189,600	$435,600 Land $246,000 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mukilteo Water & Wastewater Distr serves 31,437 people · EPA ID WA5357550
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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