2A Town Center Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 2A Town Center Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Condominium
Lot Size	0.005 acres (234 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (May 2022)
Tax Bill	$5,443 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34100-000-002A`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34100-000-002A`
Alternative APNs	`03-320-34100-000-002A` `1005719`

Interior

Units	8 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	234 sqft (0.005 acres)

Location & Zoning

Street Address	TOWN CENTER LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VMU
Legal Description	UNIT 2-A SIX PALMS CONDO FRACTIONAL INTEREST IN ALL COMMON AREAS AND APPURTENANT LINITED COMMON ELEMENTS AS OR 2783-1762 OR 2878-4880 OR 2962-4486 OR 3008-749 OR 3171-3284 OR 3251-3332
Legal Range	020
Legal Township	03S
Legal Section	03
Legal Subdivision	SIX PALMS CONDO
Legal Lot Number	2A
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1018
Census Tract	950604

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3535, ALPHARETTA, GA 30023-3535
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	202222241
Deed Book / Page	3251 / 3332
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 10, 2022
Property Address	2A TOWN CENTER LOOP, SANTA ROSA BEACH, FL 32459-8727
Document Number	0032513332
Book / Page	3251 / 3332
Map Reference	MB 2783 PG 1762
Instrument Date	Apr 22, 2022
Instrument	20220022241
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	ELIM TITLE LLC, RELI TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2208 CAMELOT CIR, 2208, JOHNSON CITY, TN 37604-2935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3535, ALPHARETTA, GA 30023-3535

Mortgage

Document Number	0032513335
Date	May 10, 2022
Instrument	3251/3335

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 2, 2020
Property Address	2A TOWN CENTER LOOP, SANTA ROSA BEACH, FL 32459-8727
Document Number	0031713284
Book / Page	3171 / 3284
Map Reference	MB 2878 PG 4880
Instrument Date	Oct 23, 2020
Instrument	20200049375
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	RELI TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 BONNIE RIDGE CIR, 199, SHENANDOAH, TX 77384-5313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 CABANA TRL, SANTA ROSA BEACH, FL 32459-7567

Mortgage

Document Number	0031713285
Date	Dec 2, 2020
Instrument	3171/3285

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	LIBOR
Max Rate	6.87%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,443.00 (-1.07%)	$602,438 (-) Building $602,438	$602,438 (-) Building $602,438
2024	$5,502.00 (+0.51%)
2023	$5,474.00 (+38.16%)	$602,438 (+25%) Building $602,438	$602,438 (+25%) Building $602,438
2022	$3,962.00	$481,950 Building $481,950	$481,950 Building $481,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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