DuPage County property record for 2S481 White Birch Ln, Wheaton, IL 60189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,685 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $865,000 (Jan 2026) |
| Tax Bill | $12,364 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-305-015 |
| Primary APN | 05-29-305-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 4,532 sqft |
| Basement Area | 1,341 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 12.5 ft deep x 8 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 10 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2S481 WHITE BIRCH LN |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60189-5932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SUNNYRIDGE SUB ALL |
| Legal Subdivision | SUNNYRIDGE SUB |
| Legal Lot Number | 9 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 842602 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2S386 SENECA DR, WHEATON, IL 60189-5965 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit DUPAGE CU |
| Apr 10, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED HOME LOANS INC |
| May 30, 2020 | Deed of Trust, Mortgage · Line of Credit DUPAGE CU |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNIFIED HM LNS |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNITED HM LNS |
| Jun 29, 2017 | Warranty Deed, Transfer UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 20262711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 2S386 SENECA DR, WHEATON, IL 60189-5965 |
| Document Number | 0000002712 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | R2026-002712 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000077979 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | R2023-077979 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 31, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033956 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | R2017-033956 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Mar 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000131724 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | R2021-131724 |
| Name | UNITED HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | WESTCHESTER, IL 60154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Document Number | 0000056006 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2S481 WHITE BIRCH LN WHEATON IL 601895932, WHEATON, IL 60189-5932 |
| Document Number | 0000056006 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 56006 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Document Number | 0000020153 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2S481 WHITE BIRCH LN WHEATON IL 601895932, WHEATON, IL 60189-5932 |
| Document Number | 0000020153 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 20153 |
| Name | UNIFIED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTCHESTER, IL 60154 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Document Number | 0000061113 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2S481 WHITE BIRCH LN WHEATON IL 601895932, WHEATON, IL 60189-5932 |
| Document Number | 0000061113 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 61113 |
| Name | UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTCHESTER, IL 60154 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 29, 2017 |
| Property Address | 2S481 WHITE BIRCH LN, WHEATON, IL 60189-5932 |
| Document Number | 0000065385 |
| Instrument Date | May 23, 2017 |
| Instrument | 65385 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $774.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 176 HILLCREST AVE GLEN ELLYN IL 601375381, GLEN ELLYN, IL 60137-5381 |
| Document Number | 65386 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 65386 |
| Name | UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTCHESTER, IL 60154 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,364.00 (+9.67%) | $234,508 (+24.69%) Land $39,179 Building $195,329 | $703,524 (+24.69%) Land $117,537 Building $585,987 |
| 2022 | $11,274.00 Homeowner's exemption | $188,080 Land $31,420 Building $156,660 | $564,240 Land $94,260 Building $469,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1985–1987) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ARROWHEAD private · serves 1,581 people · EPA ID IL0435150 |
|---|---|
| Water Source | Purchased surface water from WHEATON |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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