2S040 Twin Oaks Dr, Wheaton, IL 60189 Property Records

DuPage County property record for 2S040 Twin Oaks Dr, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,573 sqft · built 1987
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$633,000 (Mar 2021)
Tax Bill	$15,313 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-102-003`

Property Details

APN / Parcel Number

Primary APN	`04-25-102-003`

Interior

Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,573 sqft Living Area
Gross Area	6,917 sqft
1st Floor Area	2,432 sqft
Basement Area	2,344 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Area	1,005 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2S040 TWIN OAKS DR
City	WHEATON
State	IL
Zip	60189-7853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TWIN OAKS SUB ALL
Legal Subdivision	TWIN OAKS SUB
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	3
Census Block	3017
Census Tract	841603

Owner

2S040 Twin Oaks Dr is owned and occupied by two individuals who bought it in March 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2S040 TWIN OAKS DR, WHEATON, IL 60189-7853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Deed Document Number	202140273
Prior Transfer Date	Jun 17, 2007
Prior Transfer Doc	0000115325
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2S040 TWIN OAKS DR, WHEATON, IL 60189-7853
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154124
Date	Oct 19, 2021
Instrument	R2021-154124

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 12, 2021
Property Address	2S040 TWIN OAKS DR, WHEATON, IL 60189-7853
Document Number	0000040273
Map Reference	DOC R80-23094
Instrument Date	Jan 19, 2021
Instrument	R2021-040273
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2S040 TWIN OAKS DR, 2S040, WHEATON, IL 60189-7853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2S040 TWIN OAKS DR, WHEATON, IL 60189-7853

Mortgage

Document Number	0000040276
Date	Mar 12, 2021
Instrument	R2021-040276

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2S040 Twin Oaks Dr was $15,313 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,313.00	$267,553 Land $49,896 Building $217,657	$802,659 Land $149,688 Building $652,971
2022	$13,385.00 Homeowner's exemption	$208,910 Land $38,950 Building $169,960	$626,730 Land $116,850 Building $509,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2S040 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1996–2013)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2S040 Twin Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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