2N856 Bowgren Dr, Elburn, IL 60119 Property Records

Kane County property record for 2N856 Bowgren Dr, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,960 sqft · built 2006
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Oct 2020)
Tax Bill	$18,291 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-34-127-016`

Property Details

APN / Parcel Number

Primary APN	`08-34-127-016`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,960 sqft Living Area
Gross Area	7,856 sqft
Basement Area	2,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	112,820 sqft (2.59 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Deck Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2N856 BOWGREN DR
City	ELBURN
State	IL
Zip	60119-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNSET VILLA 2
Legal Block	2
Legal Lot Number	35
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2010
Census Tract	852408

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2N856 BOWGREN DR, ELBURN, IL 60119-8504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Oct 10, 2007 · Amount on Record
Deed Document Number	202058285
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2N856 BOWGREN DR, ELBURN, IL 60119-8504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057391
Date	Nov 1, 2017
Instrument	2017K057391

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Change Frequency	Annually
Index	1-Year LIBOR

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2N856 BOWGREN DR, ELBURN, IL 60119-8504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007582
Date	Feb 15, 2018
Instrument	2018K007582

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Interest

Rate	6.24%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 5, 2020
Property Address	2N856 BOWGREN DR, ELBURN, IL 60119-8504
Document Number	0000058285
Instrument Date	Jul 31, 2020
Instrument	2020K058285
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1254, WHEATON, IL 60187-1254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2N856 BOWGREN DR, ELBURN, IL 60119-8504

Mortgage

Document Number	0000058286
Date	Oct 5, 2020
Instrument	2020K058286

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,291.00 (+10.73%) Homeowner's exemption
2024		$265,863 (+22.76%) Land $37,169 Building $228,694	$797,908 (+22.8%) Land $111,552 Building $686,357
2022	$16,518.00 (+4.56%) Homeowner's exemption	$216,580 (+5.91%) Land $30,279 Building $186,301	$649,740 (+5.91%) Land $90,837 Building $558,903
2021	$15,798.00 Homeowner's exemption	$204,494 Land $28,589 Building $175,905	$613,482 Land $85,767 Building $527,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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