Schoharie County and Summit Town property record for 2998 State Rte 10, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,443 sqft · built 2000 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,500 (Feb 2023) |
| Tax Bill | $4,292 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 112.1-1-11 |
| Primary APN | 434800 112.1-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,443 sqft Living Area |
| 1st Floor Area | 2,443 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 191 ft deep x 156 ft wide |
| Garage Type | Detached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100529 |
|---|---|
| Street Address | 2998 STATE ROUTE 10 |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 74, SUMMIT, NY 12175-0074 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2023 · Amount on Record |
| Deed Sale | Feb 6, 2023 · Amount on Record |
| Deed Document Number | 2023820456 |
| Deed Book / Page | 1184 / 65 |
| Prior Transfer Date | Nov 20, 1998 |
| Prior Transfer Doc | 0643000330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 6, 2023 |
| Property Address | 2998 STATE ROUTE 10, SUMMIT, NY 12175 |
| Document Number | 0001184/65 |
| Book / Page | 1184 / 65 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 820456 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 ANGEL DR, ONEONTA, NY 13820-3629 |
| Document Number | 0000820457 |
|---|---|
| Date | Feb 6, 2023 |
| Instrument | 820457 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,292.00 (+5.38%) | ||
| 2025 | $4,073.00 (+24.03%) | $64,800 (+5.54%) Land $8,200 Building $56,600 | $168,312 (+17.19%) Land $21,299 Building $147,013 |
| 2023 | $61,400 Land $8,200 Building $53,200 | $143,626 Land $19,181 Building $124,445 | |
| 2020 | $3,284.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
May also be available: Verizon.
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