2998 SE Salerno Rd, Stuart, FL 34997 Property Records

Martin County property record for 2998 SE Salerno Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1976
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jul 2019)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-001-008-0004.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-001-008-0004.0-5-0000`
Alternative APNs	`54-38-41-001-008-00040-5` `43457`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	936 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43457
Street Address	2998 SE SALERNO RD
City	STUART
State	FL
Zip	34997-6693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK - SEC 1 - LOT 4 BLK 8
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	8
Legal Lot Number	4
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1107

Owner

2998 SE Salerno Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2998 SE SALERNO RD, STUART, FL 34997-6693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA
Apr 24, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Apr 24, 2019 · Amount on File
Deed Document Number	20192762871
Deed Book / Page	3068 / 2108
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	0030541098
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2998 SE SALERNO RD, STUART, FL 34997-6693
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 SE SALERNO RD, STUART, FL 34997-6693

Mortgage

Document Number	0033882051
Date	Jul 28, 2023
Book Page	3388/2051
Instrument	3028481

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 1, 2019
Property Address	2998 SE SALERNO RD, STUART, FL 34997-6693
Document Number	0030682108
Book / Page	3068 / 2108
Map Reference	MB 3 PG 4
Instrument Date	Jun 28, 2019
Instrument	2762871
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FLORIDA FIDELITY T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7741 N MILITARY TRL STE 1, 7741, WEST PALM BEACH, FL 33410-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2998 SE SALERNO RD, STUART, FL 34997-6693

Mortgage

Document Number	0030682113
Date	Jul 1, 2019
Instrument	3068/2113

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 24, 2019
Property Address	2998 SE SALERNO RD, STUART, FL 34997-6693
Document Number	0030541098
Book / Page	003054 / 001098
Instrument Date	Apr 4, 2019
Instrument	2750612
Transaction Type	Foreclosure
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$611.10
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	11269 154TH RD N JUPITER FL 334786789, JUPITER, FL 33478-6789

Tax Assessment & Valuation

The 2025 property tax bill for 2998 SE Salerno Rd was $2,526 with a homeowner's exemption, down 0.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,526.00 (-0.08%) Additional exemption filed	$173,096	$242,560 Land $106,250 Building $136,310
2024	$2,528.00 (+2.81%)
2023	$2,459.00 (+4.15%) Additional exemption filed	$163,319 (+3%)	$228,540 (+14.46%) Land $102,000 Building $126,540
2022	$2,361.00 Homeowner's exemption	$158,563	$199,670 Land $93,500 Building $106,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2998 SE Salerno Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2998 SE Salerno Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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