2998 SE Orchid St, Stuart, FL 34997 Property Records

Martin County property record for 2998 SE Orchid St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1973
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,450 (Mar 2019)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-016-0007.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-016-0007.0-0-0000`
Alternative APNs	`54-38-41-002-016-00070-0` `43567`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,288 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43567
Street Address	2998 SE ORCHID ST
City	STUART
State	FL
Zip	34997-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 3 LOT 7 BLK 16 OR 349/2265
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	16
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1027
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2998 SE ORCHID ST, STUART, FL 34997-7830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE CAPITAL LP
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 29, 2019	Special Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
May 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WEST
May 15, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	20192746435
Deed Book / Page	3049 / 1664
Prior Transfer Date	May 14, 2018
Prior Transfer Doc	0029921730
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2998 SE ORCHID ST, STUART, FL 34997-7830
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PATCH REEF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 SE ORCHID ST, STUART, FL 34997-7830

Mortgage

Document Number	0032122649
Date	Apr 6, 2021
Book Page	3212/2649
Instrument	2879568

Lender

Name	AMERICAN HERITAGE CAPITAL LP
Type	Mortgage Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2998 SE ORCHID ST, STUART, FL 34997-7830
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 SE ORCHID ST, STUART, FL 34997-7830

Mortgage

Document Number	0032512817
Date	Aug 26, 2021
Book Page	3251/2817
Instrument	2910540

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2998 SE ORCHID ST, STUART, FL 34997-7830
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 SE ORCHID ST, STUART, FL 34997-7830

Mortgage

Document Number	0033501030
Date	Dec 14, 2022
Book Page	3350/1030
Instrument	2993563

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 29, 2019
Property Address	2998 SE ORCHID ST, STUART, FL 34997-7830
Document Number	0030491664
Book / Page	3049 / 1664
Map Reference	MB 3 PG 53
Instrument Date	Mar 28, 2019
Instrument	2746435
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 2015, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 SE ORCHID ST, STUART, FL 34997-7830

Mortgage

Document Number	0002746436
Date	Mar 29, 2019
Instrument	2746436

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2998 SE ORCHID ST, STUART, FL 34997-7830
Document Number	0029912814
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0029912814
Date	May 10, 2018
Book Page	002991/002814
Instrument	2694110

Lender

Name	BANK OF WEST
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	May 9, 2036

Interest

Rate Type	Adjustable Rate

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	May 15, 2018
Property Address	2998 SE ORCHID ST, STUART, FL 34997-7830
Document Number	0029921730
Book / Page	002992 / 001730
Instrument Date	May 1, 2018
Instrument	2694680
Transaction Type	Foreclosure
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,131.20
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2998 SE ORCHID ST STUART FL 349977830, STUART, FL 34997-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00 (-0.38%) Additional exemption filed	$256,771 (+5.99%)	$303,310 (+3.82%) Land $125,000 Building $178,310
2024	$4,488.00 (+1.98%)
2023	$4,401.00 (+12.93%) Additional exemption filed	$242,267 (+13.6%)	$292,150 (+5.07%) Land $120,000 Building $172,150
2022	$3,897.00 Homeowner's exemption	$213,269	$278,050 Land $110,000 Building $168,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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