2998 McLaughlin Ave, San Jose, CA 95121 Property Records

Santa Clara County property record for 2998 McLaughlin Ave, San Jose, CA 95121

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,703 sqft · built 1969
Lot Size	0.172 acres (7,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (May 2016)
Tax Bill	$4,493 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`499-03-016`

Property Details

APN / Parcel Number

Primary APN	`499-03-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,480 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2998 MCLAUGHLIN AVE
City	SAN JOSE
State	CA
Zip	95121-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 4297 COVENTRY MANOR BOOK 226 PAGE 33 PAGE 34 LOT 64
Legal Subdivision	COVENTRY MANOR
Legal Tract	4297
Legal Lot Number	64
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	503212

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2998 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANLEADERS OF AMERICA INC
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Deed Document Number	201623294845
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	0021455621
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2998 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2335
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2335

Mortgage

Document Number	0025306907
Date	May 20, 2022
Instrument	25306907

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2998 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2335
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2335

Mortgage

Document Number	0024923614
Date	Apr 16, 2021
Instrument	24923614

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2998 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023740860
Date	Aug 29, 2017
Instrument	23740860

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$181,148 (+2%) Land $32,131 Building $149,017
2025	$4,493.00 (+5.67%) Homeowner's exemption	$177,597 (+4.04%) Land $31,501 Building $146,096
2023	$4,252.00 (+2.63%) Homeowner's exemption	$170,703 Land $30,279 Building $140,424
2022	$4,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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