2998 Madison 404, Fredericktown, MO 63645 Property Records

Madison County property record for 2998 Madison 404, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 2003
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Tax Bill	$874 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-2.1-03-000-000-05S.000`

Property Details

APN / Parcel Number

Primary APN	`11-2.1-03-000-000-05S.000`
Alternative APN	`7040`

Interior

Stories	1 Story
Building Area	2,128 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	90,605 sqft (2.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2998 MADISON 404
City	FREDERICKTOWN
State	MO
Zip	63645-8134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURFACE- PT W1/2L2NW
Legal Range	06
Legal Township	32
Legal Section	03
Jurisdiction	MADISON MO
Township / Civil Division	ST. FRANCOIS
Census Block Group	2
Census Block	2048
Census Tract	960300

Owner

Source: Madison County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3001 MADISON 404, FREDERICKTOWN, MO 63645-8136
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW ERA BANK
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2018	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Nov 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026
Deed Sale	Jul 21, 2026
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	20261171
Deed Book / Page	589 / 929
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	Jul 28, 2026
Property Address	2998 MADISON 404, FREDERICKTOWN, MO 63645-8134
Document Number	0000001218
Book / Page	590 / 136
Instrument Date	Jun 16, 2026
Instrument	20261218
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 MADISON 404, FREDERICKTOWN, MO 63645-8136

Mortgage

Document Number	0000001218,
Date	Jul 28, 2026
Book Page	590/136
Instrument	20261218

Lender

Name	NEW ERA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jul 21, 2026
Property Address	2998 MADISON 404, FREDERICKTOWN, MO 63645-8134
Document Number	0000001171
Book / Page	589 / 929
Instrument Date	Jun 16, 2026
Instrument	20261171
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 MADISON 404, FREDERICKTOWN, MO 63645-8136

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	2998 MADISON 404, FREDERICKTOWN, MO 63645-8134
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000500/0000000650
Date	Nov 8, 2018
Book Page	0000000500/0000000650
Instrument	2017003757

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	2998 MADISON 404, FREDERICKTOWN, MO 63645-8134
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	481/0537
Date	Jan 17, 2017
Book Page	481/0537

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Nov 8, 2018
Property Address	2998 MADISON 404, FREDERICKTOWN, MO 63645-8134
Document Number	000500/640
Book / Page	500 / 640
Instrument Date	Nov 6, 2018
Instrument	2017003754
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 PARK DR, FREDERICKTOWN, MO 63645-1483

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (-0.11%)	$15,310 (-)	$80,580 (-) Land $8,120 Building $72,460
2023	$875.00	$15,310	$80,580 Land $8,120 Building $72,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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