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2998 Lowren Loop, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2998 Lowren Loop, Port Orchard, WA 98366

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,876 sqft · built 1999
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jun 2016)
Tax Bill$4,080 (2026)
Deeds & MortgagesJun 2020 Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5403-000-040-0004

Property Details

APN / Parcel Number

Primary APN5403-000-040-0004
Alternative APN
  • 2351617

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,876 sqft Living Area
Gross Area2,342 sqft
1st Floor Area910 sqft
2nd Floor Area966 sqft
Basement Area488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMulti-Level
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area466 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area72 sqft
Patio Area100 sqft
Canopy172 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2998 LOWREN LOOP
CityPORT ORCHARD
StateWA
Zip98366-4085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 40, AIDAN PLACE ACCORDING TO THE PLAT RECORDED IN VOLUME 30 OF PLATS, PAGES 71, 72 AND 73 UNDER AUDITORS FILE NO. 3176356 ON MAY 5, 1999 RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range1E
Legal Township24
Legal Section25
Legal SubdivisionAIDAN PLACE
Legal Block2
Legal Lot Number40
JurisdictionKITSAP WA
Township / Civil DivisionPORT ORCHARD
Census Block Group2
Census Block2006
Census Tract92500

Owner

2998 Lowren Loop is owned and occupied by two individuals who bought it in June 2016.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2998 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
May 17, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED MTG
Jun 25, 2018Deed of Trust, Mortgage
AMERICAN FIN'L NETWORK
Jun 25, 2018Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2016 · Amount on File
Deed SaleJun 3, 2016 · Amount on File
Prior SaleMay 23, 2003 · Amount on File
Deed Document Number2016110
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2998 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0009080125
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2998 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number0009080125
DateSep 8, 2020
Instrument202009080125
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 7, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2998 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0005220200
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2998 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number0005220200
DateMay 22, 2019
Instrument201905220200
Lender
NameUNITED MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 21, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2998 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0007020002
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 16, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2998 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number0007020002
DateJul 2, 2018
Instrument201807020002
Lender
NameAMERICAN FIN'L NETWORK
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
AmountAmount on Record
Term360 Months
DueJul 1, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2998 LOWREN LOOP, PORT ORCHARD, WA 98366-4085
Document Number0008310238
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2998 LOWREN LOOP PORT ORCHARD WA 983664085, PORT ORCHARD, WA 98366-4085

Mortgage

Document Number0008310238
DateAug 31, 2018
Instrument201808310238
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2998 Lowren Loop was $4,080.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityPort Orchard City
Unified School DistrictSouth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$465,880 (-) Land $65,330 Building $400,550$465,880 (-) Land $65,330 Building $400,550
2026$4,080.00$465,880 Land $65,330 Building $400,550$465,880 Land $65,330 Building $400,550
2024$3,906.00 (+0.1%)$463,970 (-) Land $59,230 Building $404,740$463,970 (-) Land $59,230 Building $404,740
2023$3,902.00$463,970 Land $59,230 Building $404,740$463,970 Land $59,230 Building $404,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2998 Lowren Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2998 Lowren Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWest Sound Utility District #1
serves 28,930 people · EPA ID WA5302600
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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