Osceola County property record for 2998 Greenhill Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,060 sqft · built 2020 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $316,400 (Jun 2020) |
| Tax Bill | $9,154 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 192631021500011270 |
| Primary APN | 192631021500011270 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Heated Area |
| Gross Area | 3,660 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 764 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2998 GREENHILL WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY GROVE PH 2 PB 28 PGS 50-52 LOT 127 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | HICKORY GROVE |
| Legal Phase | 2 |
| Legal Tract | 215 |
| Legal Lot Number | 127 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43304 |
2998 Greenhill Way is owned and occupied by two individuals who bought it in June 2020.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2998 GREENHILL WAY, SAINT CLOUD, FL 34772-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 26, 2020 | Grant Deed, Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on File |
| Deed Sale | Jun 26, 2020 · Amount on File |
| Deed Document Number | 2020082737 |
| Deed Book / Page | 5744 / 2050 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2998 GREENHILL WAY, SAINT CLOUD, FL 34772-9060 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2998 GREENHILL WAY, SAINT CLOUD, FL 34772-9060 |
| Document Number | 0062411963 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 6241/1963 |
| Instrument | 2022100725 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 26, 2020 |
| Property Address | 2998 GREENHILL WAY, SAINT CLOUD, FL 34772-9060 |
| Document Number | 0057442050 |
| Book / Page | 005744 / 002050 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 82737 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,215.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2998 GREENHILL WAY ST CLOUD FL 347729060, ST CLOUD, FL 34772-9060 |
| Document Number | 57442052 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 005744/002052 |
| Instrument | 82738 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
The 2025 property tax bill for 2998 Greenhill Way was $9,154 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,154.00 Homeowner's exemption | $351,716 | $454,400 Land $75,000 Building $379,400 |
| 2023 | $8,854.00 (+75.43%) Homeowner's exemption | $331,849 (+3%) | $491,300 (+26.01%) Land $70,000 Building $421,300 |
| 2022 | $5,047.00 Homeowner's exemption | $322,184 | $389,900 Land $55,000 Building $334,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2998 Greenhill Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2998 Greenhill Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, CenturyLink.
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