2998 Friends Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2998 Friends Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,449 sqft · built 2017
Lot Size	0.162 acres (7,039 sqft)
Owner	2 Individual Names on File
Last Sale	$1,468,000 (Apr 2018)
Tax Bill	$15,366 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-154-02219991`

Property Details

APN / Parcel Number

Primary APN	`02-154-02219991`
Alternative APNs	`2-154-02219991` `15402219991`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,449 sqft Living Area
Gross Area	4,909 sqft
1st Floor Area	1,759 sqft
Basement Area	991 sqft
Finished Basement	991 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,039 sqft (0.162 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	32 sqft
Patio Area	380 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15402219991
Street Address	2998 FRIENDS RD
City	ANNAPOLIS
State	MD
Zip	21401-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 14 SC A CAPE ST JOHN
Legal Subdivision	CAPE ST JOHN
Legal Block	3
Legal Lot Number	14
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3007
Census Tract	702402

Owner

2998 Friends Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2998 FRIENDS RD, ANNAPOLIS, MD 21401-7222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Nov 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FULTON BANK NA
Jun 15, 2020	Quit Claim Deed, Transfer CAPITOL TITLE GROUP
Apr 20, 2018	Grant Deed, Transfer STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Deed Book / Page	32027 / 141
Last Transfer Date	Oct 22, 2020
Transfer Doc	0355940044
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2998 FRIENDS RD, ANNAPOLIS, MD 21401-7222
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340030110
Date	Dec 27, 2019
Book Page	34003/110

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 12, 2020
Property Address	2998 FRIENDS RD, ANNAPOLIS, MD 21401-7222
Document Number	0355940044
Book / Page	35594 / 44
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2998 FRIENDS RD, ANNAPOLIS, MD 21401-7222

Mortgage

Document Number	3559448
Date	Nov 12, 2020
Instrument	35594/48

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 15, 2020
Property Address	2998 FRIENDS RD, ANNAPOLIS, MD 21401-7222
Document Number	0347370019
Book / Page	034737 / 000019
Instrument Date	Jun 10, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	CAPITOL TITLE GROUP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2998 FRIENDS RD ANNAPOLIS MD 214017222, ANNAPOLIS, MD 21401-7222

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 20, 2018
Property Address	2998 FRIENDS RD, ANNAPOLIS, MD 21401-7222
Document Number	0320270141
Book / Page	032027 / 000141
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2998 FRIENDS RD ANNAPOLIS MD 21401, ANNAPOLIS, MD 21401

Mortgage

Document Number	320270147
Date	Apr 20, 2018
Book Page	032027/000147

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	971 CORPORATE BLVD, LINTHICUM, MD 21090-2342

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2998 Friends Rd was $15,366 with a homeowner's exemption, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,646,900 (+6.26%) Land $709,800 Building $937,100	$1,646,900 (-) Land $709,800 Building $937,100
2025	$15,366.00 (+2.05%) Homeowner's exemption	$1,549,900	$1,646,900 Land $709,800 Building $937,100
2024	$15,057.00 (+6.38%)
2023	$14,154.00 Homeowner's exemption	$1,355,900 Land $679,800 Building $676,100	$1,355,900 Land $679,800 Building $676,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2998 Friends Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2998 Friends Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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