2998 Cherokee Trl, Osseo, MI 49266 Property Records

Hillsdale County property record for 2998 Cherokee Trl, Osseo, MI 49266

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$113,900 (Mar 1998)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-006-400-069-06-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-006-400-069-06-7-2`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	59,677 sqft (1.37 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2998 CHEROKEE TRL
City	OSSEO
State	MI
Zip	49266-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SEC TH S 8737'42W 200.61 FT TH ALG CURVE TO LT W/RAD 60 FT N 7628'46W 89.27 FT TH N 018'46E TO PT BEING S 8737'42W
Legal Range	02W
Legal Township	07S
Legal Section	06
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1011
Census Tract	51000

Owner

Source: Hillsdale County assessment roll, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2998 CHEROKEE TRL, OSSEO, MI 49266-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 5, 1998 · Amount on Record
Deed Sale	Mar 5, 1998 · Amount on Record
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	2998 CHEROKEE TRL, OSSEO, MI 49266-9701
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 CHEROKEE TRL, OSSEO, MI 49266-9701

Mortgage

Document Number	001832/642
Date	Aug 9, 2022
Book Page	1832/642

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 1, 2032

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	2998 CHEROKEE TRL, OSSEO, MI 49266-9701
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1700/0001
Date	Aug 20, 2018
Book Page	1700/0001

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,100 (+20.46%)	$260,202 (+20.49%) Land $11,760 Building $248,442
2025	$1,703.00 (+16.48%)
2023		$108,000	$215,945 Land $10,164 Building $205,781
2021	$1,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Trl

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