2997 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2997 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,747 sqft · built 2001
Lot Size	0.044 acres (1,925 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Aug 2019)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-327-021`

Property Details

APN / Parcel Number

Primary APN	`19-30-327-021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,747 sqft
Gross Area	2,467 sqft
1st Floor Area	720 sqft
2nd Floor Area	1,027 sqft

Exterior

Year Built	Built 2001
Architectural Style	Traditional
Exterior Material	Ribbed Aluminum
Lot Area	1,925 sqft (0.044 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2997 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0027170 NWLY PT MID PT LT 23 WINDING CREEK UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	WINDING CRK 01 03
Legal Lot Number	23
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

2997 Talaga Dr is owned by an individual who bought it in August 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	2997 TALAGA DR, ALGONQUIN, IL 60102-6849
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Sep 3, 2008 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 23, 2019
Property Address	2997 TALAGA DR, ALGONQUIN, IL 60102-6849
Document Number	0000027170
Map Reference	DOC 2001R003755
Instrument Date	Aug 8, 2019
Instrument	2019R0027170
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 S EMERSON ST # 262, 262, MOUNT PROSPECT, IL 60056-3219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027171
Date	Aug 23, 2019
Instrument	2019R0027171

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$79,043 Land $14,925 Building $64,118	$237,129 Land $44,775 Building $192,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2997 Talaga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2997 Talaga Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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