2997 Hardsmith St, Shallotte, NC 28470 Property Records

Brunswick County property record for 2997 Hardsmith St, Shallotte, NC 28470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 2020
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Aug 2020)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182AA033`

Property Details

APN / Parcel Number

Primary APN	`182AA033`
Alternative APNs	`108904925065` `80098127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,639 sqft Heated Area
Gross Area	2,224 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,845 sqft (0.226 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80098127
Street Address	2997 HARDSMITH ST
City	SHALLOTTE
State	NC
Zip	28470-4697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	L-152 PH-2 GREEN BAY VILLAGE PLAT 36/368
Legal Subdivision	GREEN BAY VILLAGE
Legal Phase	2
Legal Lot Number	152
Jurisdiction	BRUNSWICK NC
Township / Civil Division	LOCKWOODS FOLLY
Census Block Group	2
Census Block	2027
Census Tract	20601

Owner

2997 Hardsmith St is owned and occupied by two individuals who bought it in August 2020.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2997 HARDSMITH ST, SHALLOTTE, NC 28470-4697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Deed Book / Page	4415 / 477
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 10, 2020
Property Address	2997 HARDSMITH ST, SHALLOTTE, NC 28470-4697
Document Number	0044150477
Book / Page	4415 / 477
Map Reference	CAB 36 PG 368
Instrument Date	Aug 6, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	599 FOREST DRIVE EXT, 599, SHALLOTTE, NC 28470-4523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2997 HARDSMITH ST, SHALLOTTE, NC 28470-4697

Mortgage

Document Number	4415480
Date	Aug 10, 2020
Instrument	4415/480

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 2997 Hardsmith St was $2,112.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Shallotte Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,220 (-) Land $30,000 Building $263,220	$293,220 (-) Land $30,000 Building $263,220
2025	$2,112.00	$293,220 Land $30,000 Building $263,220	$293,220 Land $30,000 Building $263,220
2023		$293,220 Land $30,000 Building $263,220	$293,220 Land $30,000 Building $263,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2997 Hardsmith St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	28 (1989–2018)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2997 Hardsmith St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

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