Charles County property record for 2997 Eutaw Forest Dr, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,056 sqft · built 1985 |
| Lot Size | 0.485 acres (21,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Nov 2024) |
| Tax Bill | $12,277 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-106773 |
| Primary APN | 06-106773 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,112 sqft (0.485 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 106773 |
|---|---|
| Street Address | 2997 EUTAW FOREST DR |
| City | WALDORF |
| State | MD |
| Zip | 20603-4069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 58 PLAT 2 EUTAW FOREST SUB |
| Legal Subdivision | EUTAW FOREST SUB |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850712 |
2997 Eutaw Forest Dr is owned and occupied by an individual who bought it in November 2024.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2997 EUTAW FOREST DR, WALDORF, MD 20603-4069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP |
| May 31, 2017 | Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on File |
| Deed Sale | Nov 20, 2024 · Amount on File |
| Prior Sale | May 31, 2017 · Amount on File |
| Deed Book / Page | 13487 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2997 EUTAW FOREST DR, WALDORF, MD 20603-4069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | INTERSTATE TITLE, INTERSTATE TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2997 EUTAW FOREST DR, WALDORF, MD 20603-4069 |
| Document Number | 0129760026 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 12976/26 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 31, 2017 |
| Property Address | 2997 EUTAW FOREST DR, WALDORF, MD 20603-4069 |
| Document Number | 0098490469 |
| Book / Page | 9849 / 469 |
| Map Reference | MB27 PL177 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2997 EUTAW FOREST DR, WALDORF, MD 20603-4069 |
| Document Number | 0009849474 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 9849/474 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,800 (+23.98%) | $429,000 (+4.08%) Land $120,300 Building $308,700 | |
| 2025 | $12,277.00 (+157.81%) | ||
| 2023 | $4,762.00 | $337,000 | $412,200 Land $120,300 Building $291,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2997 Eutaw Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2997 Eutaw Forest Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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