2997 Elgin Dr, Memphis, TN 38115 Property Records

Shelby County property record for 2997 Elgin Dr, Memphis, TN 38115

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,434 sqft · built 1963
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Apr 2013)
Tax Bill$1,204 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-4084-0-0015

Property Details

APN / Parcel Number

Primary APN07-4084-0-0015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,434 sqft Living Area
Gross Area2,940 sqft
1st Floor Area1,246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area800 sqft
PorchOpen Porch
Porch Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2997 ELGIN DR
CityMEMPHIS
StateTN
Zip38115-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal SubdivisionFOX MEADOWS
Legal BlockA-1
Legal Lot Number52
JurisdictionSHELBY TN
Township / Civil Division11
Census Block Group3
Census Block3005
Census Tract10720

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2997 ELGIN DR, MEMPHIS, TN 38115-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2013 · Amount on Record
Deed SaleApr 4, 2013 · Amount on Record
Prior SaleOct 3, 2006 · Amount on Record
Deed Document Number201340762
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2997 ELGIN DR, MEMPHIS, TN 38115-2212
Document Number0000055416
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedJun 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2997 ELGIN DR MEMPHIS TN 381152212, MEMPHIS, TN 38115-2212

Mortgage

Document Number0000055416
DateJun 5, 2018
Instrument55416
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,204.00 (-47.49%)$44,775 (+18.92%) Land $5,750 Building $39,025$179,100 (+18.92%) Land $23,000 Building $156,100
2023$37,650 Land $5,000 Building $32,650
2022$2,293.00
2021$150,600 Land $20,000 Building $130,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Elgin Dr

Nearby Streets

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