2997 E 126th St, Cleveland, OH 44120 Property Records

Cuyahoga County property record for 2997 E 126th St, Cleveland, OH 44120

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,850 sqft · built 1923
Lot Size	0.152 acres (6,650 sqft)
Owner	2 Owner Names on File
Tax Bill	$592 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-25-104`

Property Details

APN / Parcel Number

Primary APN	`129-25-104`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	925 sqft
Basement Area	1,117 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Type	Flat
Roof Material	Slate
Lot Area	6,650 sqft (0.152 acres)
Lot Dimensions	175 ft deep x 37.5 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	752 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2997 E 126TH ST
City	CLEVELAND
State	OH
Zip	44120-2973
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2F
Legal Description	437 RICEHTS SL369ALL 0368 NP
Legal Subdivision	RICEHTS
Legal Lot Number	368
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1001
Census Tract	119702

Owner

The current owner of 2997 E 126th St acquired it in November 2009.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	2997 E 126TH ST # UP, UP, CLEVELAND, OH 44120-2973
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 9, 2020	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2009
Transfer Doc	0011180685
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2997 E 126TH ST, CLEVELAND, OH 44120-2973
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2997 E 126TH ST, CLEVELAND, OH 44120-2973

Mortgage

Document Number	0000000188
Date	Jan 19, 2023
Instrument	202301190188

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Dec 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2997 E 126TH ST, CLEVELAND, OH 44120-2973
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000236
Date	Jun 14, 2021
Instrument	202106140236

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2997 E 126TH ST, CLEVELAND, OH 44120-2973
Document Number	0005200592
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2997 E 126TH ST CLEVELAND OH 441202973, CLEVELAND, OH 44120-2973

Mortgage

Document Number	0005200592
Date	May 20, 2020
Instrument	5200592

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	May 19, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2997 E 126th St was $592 with exemptions applied, down 3.7% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$592.00 (-3.74%) Homeowner's exemption Senior Citizen's exemption	$19,040 (-) Land $4,480 Building $14,560
2024	$615.00 (+100.98%) Homeowner's exemption Senior Citizen's exemption	$19,040 (+81.16%) Land $4,480 Building $14,560	$54,400 Land $12,800 Building $41,600
2023	$306.00 (+0.66%) Homeowner's exemption Senior Citizen's exemption	$10,510 (-) Land $2,630 Building $7,880
2022	$304.00 Homeowner's exemption Senior Citizen's exemption	$10,510 Land $2,630 Building $7,880
2021			$30,000 Land $7,500 Building $22,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2997 E 126th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2997 E 126th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
DigitalC Fixed Wireless	100 / 100

May also be available: Breezeline, T-Mobile.

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