2996 Wolf Rd, Oswego, IL 60543 Property Records

Kendall County property record for 2996 Wolf Rd, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2,016 sqft · built 1968
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jun 2019)
Deeds & MortgagesOct 2024 Line of Credit
May 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-15-151-001

Property Details

APN / Parcel Number

Primary APN03-15-151-001
Alternative APN
  • 03-15-151-012

Interior

Stories3 Stories
Building Area2,016 sqft Living Area
Gross Area4,641 sqft
1st Floor Area2,016 sqft
Basement Area1,120 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleTri-Level
Foundation TypeNo Foundation
Lot Area130,680 sqft
Garage TypeAttached
Garage Area1,505 sqft
Parking Spaces5 Parking Spaces

Location & Zoning

Street Address2996 WOLF RD
CityOSWEGO
StateIL
Zip60543-9629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 15-37-8 (EXC ROW TAKING PER DOC 202500003046)
Legal Range08E
Legal Township37N
Legal Section15
Legal SubdivisionTOWNSHIP
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2000
Census Tract890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2996 WOLF RD, OSWEGO, IL 60543-9629
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2024Deed of Trust, Mortgage · Line of Credit
OLD SECOND NATIONAL BANK
May 20, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jun 10, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Prior SaleFeb 1, 1991 · Amount on Record
Deed Document Number20197358
Prior Transfer DateApr 19, 2001
Prior Transfer Doc0000007526
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address2996 WOLF RD, OSWEGO, IL 60543-9629
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012339
DateOct 15, 2024
Instrument202400012339
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address2996 WOLF RD, OSWEGO, IL 60543-9629
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2996 WOLF RD, OSWEGO, IL 60543-9629

Mortgage

Document Number0000005505
DateMay 20, 2024
Instrument202400005505
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJun 10, 2019
Property Address2996 WOLF RD, OSWEGO, IL 60543-9629
Document Number0000007358
Instrument DateMay 30, 2019
Instrument7358
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2996 WOLF RD OSWEGO IL 605439629, OSWEGO, IL 60543-9629

Mortgage

Document Number7359
DateJun 10, 2019
Instrument7359
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2049
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$179,735 (+30.95%) Land $37,063 Building $142,672$539,205 (+30.95%) Land $111,189 Building $428,016
2022$137,254 Land $29,689 Building $107,565$411,762 Land $89,067 Building $322,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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