2996 Winding River Pl, Laurel, MD 20724 Property Records

Anne Arundel County property record for 2996 Winding River Pl, Laurel, MD 20724 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,360 sqft · built 1998
Lot Size	0.17 acres (7,398 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2018)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-675-90083254`

Property Details

APN / Parcel Number

Primary APN	`04-675-90083254`
Alternative APNs	`4-675-90083254` `67590083254`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	1,200 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,398 sqft (0.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	67590083254
Street Address	2996 WINDING RIVER PL
City	LAUREL
State	MD
Zip	20724-1979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 64 PAR 9 PH 2 RUSSETT
Legal Subdivision	RUSSETT
Legal Phase	2
Legal Block	2
Legal Lot Number	64
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	740502

Owner

Source: Anne Arundel County records · APN 04-675-90083254

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2996 WINDING RIVER PL, LAUREL, MD 20724-1979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC
Nov 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 26, 2018	Deed, Transfer PREFERRED TITLE & ESCROW INC
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Sep 01, 1998 · Amount on Record
Deed Book / Page	32247 / 172
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2996 WINDING RIVER PL, LAUREL, MD 20724-1979
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344510001
Date	Apr 16, 2020
Book Page	34451/1

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION INC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2996 WINDING RIVER PL, LAUREL, MD 20724-1979
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378490440
Date	Nov 03, 2021
Book Page	37849/440

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 26, 2018
Property Address	2996 WINDING RIVER PL, LAUREL, MD 20724-1979
Document Number	0322470172
Book / Page	32247 / 172
Map Reference	MB156 PG9-27
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$6,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2996 WINDING RIVER PL, LAUREL, MD 20724-1979

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2996 WINDING RIVER PL, LAUREL, MD 20724-1979
Document Number	0311970011
Book / Page	031197 / 000011
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2996 WINDING RIVER PL LAUREL MD 207241979, LAUREL, MD 20724-1979

Mortgage

Document Number	0311970011
Date	Jul 28, 2017
Book Page	031197/000011

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	LUTHERVILLE, MD 21093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 27, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,863.00 (+23.26%)	$582,100 (+14.14%) Land $230,100 Building $352,000	$582,100 (-) Land $230,100 Building $352,000
2023	$5,568.00	$509,967	$582,100 Land $230,100 Building $352,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037405022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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