2996 Grape Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 2996 Grape Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,384 sqft · built 1997
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Mar 2020)
Tax Bill	$931 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`457400486452000`

Property Details

APN / Parcel Number

Primary APN	`457400486452000`
Alternative APN	`51557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	220,849 sqft (5.07 acres)
Lot Dimensions	219 ft deep x 1,160 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51557
Street Address	2996 GRAPE CREEK RD
City	MURPHY
State	NC
Zip	28906-3447
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 1 FR BURNETT 1347/214 DOT R/W 1508/655
Legal Tract	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1039
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2996 GRAPE CREEK RD, MURPHY, NC 28906-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Jan 28, 2009 · Amount on Record
Deed Document Number	1034
Deed Book / Page	1637 / 801
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2996 GRAPE CREEK RD, MURPHY, NC 28906-3447
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01596/0456
Date	Sep 24, 2018
Book Page	01596/0456
Instrument	04563

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 2, 2020
Property Address	2996 GRAPE CREEK RD, MURPHY, NC 28906-3447
Document Number	001637/801
Book / Page	1637 / 801
Map Reference	CAB G SL 37
Instrument Date	Feb 17, 2020
Instrument	1034
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2996 GRAPE CREEK RD, MURPHY, NC 28906-3447

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$931.00	$208,200 (-)	$208,200 (-) Land $42,640 Building $165,560
2023		$208,200	$208,200 Land $42,640 Building $165,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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