Jackson County property record for 2996 Cumbaa Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 1959 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $220 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-4N-12-0000-0020-0010 |
| Primary APN | 02-4N-12-0000-0020-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,913 sqft |
| 1st Floor Area | 1,385 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Porch | Unfinished Open Porch |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Cistern |
| Street Address | 2996 CUMBAA RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 154 P 612 OR 257 P 633 OR 538 P 414 OR 976 P 180 COMM AT NEC OF NW1/4 OF NE1/4 SECT, RUN N 88* W 79 FT TO PAINTED PINE STUMP CALLED NEC OF NW1/4 OF NE1/4 OF SECT, N 88* W 1,110.0 FT TO BEGIN, RUN N 88* W 210 FT TO E SIDE OF GRADED RD, S ALONG RD 2 |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 02 |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 210400 |
Source: Jackson County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2996 CUMBAA RD, COTTONDALE, FL 32431-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2016 |
| Transfer Doc | 0015000088 |
| Record Updated | Jun 8, 2026 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $220.00 (+7.84%) Homeowner's exemption | $41,503 (+2.9%) | $57,995 (-) Land $5,695 Building $52,300 |
| 2024 | $204.00 (+9.68%) Homeowner's exemption | $40,333 (+3%) | $57,995 (+3.46%) Land $5,695 Building $52,300 |
| 2023 | $186.00 (+15.53%) Homeowner's exemption | $39,158 (+3%) | $56,057 (+14.03%) Land $5,695 Building $50,362 |
| 2022 | $161.00 Homeowner's exemption | $38,017 | $49,161 Land $5,360 Building $43,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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