2996 Bluffs Dr, Mound, MN 55364 Property Records

Hennepin County property record for 2996 Bluffs Dr, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 1,272 sqft · built 1977
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2019)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-117-24-41-0012`

Property Details

APN / Parcel Number

Primary APN	`22-117-24-41-0012`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Building Area	1,272 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,272 sqft
Basement Area	624 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2996 BLUFFS DR
City	MOUND
State	MN
Zip	55364-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 004 A THE BLUFFS 40X129X174X24X193
Legal Range	24
Legal Township	117
Legal Section	22
Legal Quarter	41
Legal Subdivision	THE BLUFFS
Legal Block	4
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	5
Census Block	5015
Census Tract	27602

Owner

2996 Bluffs Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2996 BLUFFS DR, MOUND, MN 55364-9528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Document Number	201910674289
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2996 BLUFFS DR, MOUND, MN 55364-9528
Document Number	0010841213
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2996 BLUFFS DR MOUND MN 553649528, MOUND, MN 55364-9528

Mortgage

Document Number	0010841213
Date	Sep 21, 2020
Instrument	10841213

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 20, 2045

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 1, 2019
Property Address	2996 BLUFFS DR, MOUND, MN 55364-9528
Document Number	0010674289
Instrument Date	Jun 27, 2019
Instrument	10674289
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2996 BLUFFS DR MOUND MN 553649528, MOUND, MN 55364-9528

Mortgage

Document Number	10674294
Date	Jul 1, 2019
Instrument	10674294

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2996 Bluffs Dr was $4,470 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00	$406,300 Land $101,200 Building $305,100	$406,300 Land $101,200 Building $305,100
2023	$3,898.00 Homeowner's exemption
2022		$397,000 Land $117,000 Building $280,000	$397,000 Land $117,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2996 Bluffs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2996 Bluffs Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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