2995 Wander Ln SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 2995 Wander Ln SE, Bemidji, MN 56601

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,458 sqft · built 2000
Lot Size	5.16 acres (224,770 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Feb 2026)
Tax Bill	$1,269 (2026)
Deeds & Mortgages	Oct 2018 Second Mortgage Oct 2022 Line of Credit + 4 more
APN	`46.00368.00`

Property Details

APN / Parcel Number

Primary APN	`46.00368.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,458 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	224,770 sqft (5.16 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2995 WANDER LN SE
City	BEMIDJI
State	MN
Zip	56601-6303
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECT-30 TWP-146 RANGE- 31 THAT PART OF LOT 3 DESC AS FOL BEG AT SW CORNER OF SAID LOT 3
Legal Range	31
Legal Township	146
Legal Section	30
Legal Lot Number	3
Jurisdiction	BELTRAMI MN
Township / Civil Division	TEN LAKE
Census Block Group	1
Census Block	1046
Census Tract	940002

Owner

2995 Wander Ln SE, a mobile home, is owned and occupied by an individual who bought it in February 2026.

Source: Beltrami County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY FCU
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit HIWAY CU
Feb 23, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Jun 12, 2014	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF BEMIDJI
Feb 23, 2026	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	May 25, 2023 · Amount on File
Deed Document Number	2026634691
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000575852
Date	Oct 19, 2018
Instrument	A000575852

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000611599
Date	Oct 11, 2022
Instrument	A000611599

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Jul 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000634693
Date	Feb 23, 2026
Instrument	A000634693

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000540222
Date	Jun 12, 2014
Instrument	A000540222

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Feb 23, 2026
Property Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303
Document Number	A000634691
Instrument Date	Feb 20, 2026
Instrument	A000634691
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ONE REAL TITLE OF MN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303

Mortgage

Document Number	A000634692
Date	Feb 23, 2026
Instrument	A000634692

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	May 25, 2023
Property Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303
Document Number	A000615502
Instrument Date	May 25, 2023
Instrument	A000615502
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2995 WANDER LN SE, BEMIDJI, MN 56601-6303

Mortgage

Document Number	A000615503
Date	May 25, 2023
Instrument	A000615503

Lender

Name	SECURITY BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2995 Wander Ln SE was $1,269, down 10.3% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
County Subdivision	Ten Lake Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,269.00 (-10.25%)	$155,200 (-) Land $29,900 Building $125,300	$155,200 (-) Land $29,900 Building $125,300
2025	$1,414.00	$155,200 Land $29,900 Building $125,300	$155,200 Land $29,900 Building $125,300
2023		$140,800 (+64.49%) Land $21,600 Building $119,200	$140,800 (+64.49%) Land $21,600 Building $119,200
2022		$85,600 Land $21,600 Building $64,000	$85,600 Land $21,600 Building $64,000
2021	$718.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2995 Wander Ln SE.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 Wander Ln SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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