Polk County property record for 2995 Thornhill Rd, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,188 sqft · built 2003 |
| Lot Size | 0.226 acres (9,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jul 2026) |
| Tax Bill | $1,635 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354773-000610 |
| Primary APN | 25-28-28-354773-000610 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,188 sqft Living Area |
|---|---|
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Lot Area | 9,836 sqft (0.226 acres) |
| Lot Dimensions | 131 ft deep x 75 ft wide |
| Pool House | Pool House |
| Shed | 1 Shed |
| Street Address | 2995 THORNHILL RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1075 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TANAMORA PB 88 PG 47 LOT 61 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | TANAMORA |
| Legal Tract | 354773 |
| Legal Block | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11721 |
2995 Thornhill Rd, a mobile home, is owned and occupied by two individuals who bought it in July 2026.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2995 THORNHILL RD, WINTER HAVEN, FL 33880-1075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE |
| Jul 10, 2026 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE |
| May 16, 2019 | Warranty Deed, Transfer PARAMOUNT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | May 16, 2019 · Amount on File |
| Deed Document Number | 2026164982 |
| Deed Book / Page | 14071 / 868 |
| Prior Transfer Date | Aug 18, 2010 |
| Prior Transfer Doc | 0000138468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 2995 THORNHILL RD, WINTER HAVEN, FL 33880-1075 |
| Document Number | 0000175247 |
| Book / Page | 14085 / 1567 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026175247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000175247, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 14085/1567 |
| Instrument | 2026175247 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 2995 THORNHILL RD, WINTER HAVEN, FL 33880-1075 |
| Document Number | 0000164982 |
| Book / Page | 14071 / 868 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026164982 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2995 THORNHILL RD, WINTER HAVEN, FL 33880-1075 |
| Document Number | 0000164983, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026164983 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000164984, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 14071/892 |
| Instrument | 2026164984 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 16, 2019 |
| Property Address | 2995 THORNHILL RD, WINTER HAVEN, FL 33880-1075 |
| Document Number | 0108421921 |
| Book / Page | 010842 / 001921 |
| Instrument Date | May 9, 2019 |
| Instrument | 100194 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $441.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2995 THORNHILL RD WINTER HAVEN FL 338801075, WINTER HAVEN, FL 33880-1075 |
The 2025 property tax bill for 2995 Thornhill Rd was $1,635, down 23.8% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,920 (+1%) | $166,605 (+1.85%) Land $40,000 Building $126,605 | |
| 2025 | $1,635.00 (-23.85%) | $100,836 | $163,577 Land $40,000 Building $123,577 |
| 2024 | $2,147.00 (+11.36%) | ||
| 2023 | $1,928.00 (+14.63%) | $144,405 (+25.85%) Land $30,000 Building $114,405 | $144,405 (+25.85%) Land $30,000 Building $114,405 |
| 2022 | $1,682.00 | $114,748 Land $20,000 Building $94,748 | $114,748 Land $20,000 Building $94,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2995 Thornhill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1991–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2995 Thornhill Rd is high, ranking above 76% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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