2995 Taylor Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 2995 Taylor Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1966
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jul 2018)
Tax Bill	$4,367 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R23330-252-4280`

Property Details

APN / Parcel Number

Primary APN	`R23330-252-4280`
Alternative APN	`804119`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	209,088 sqft (4.8 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2995 TAYLOR RD
City	OAK HARBOR
State	WA
Zip	98277-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23
Legal Description	LOT 1 SP 208-01.23330.240-4330 V3 SP P428-9 AF#4015729
Legal Range	2E
Legal Township	33N
Legal Section	30
Legal Subdivision	SHORT PLAT NO 208
Legal Lot Number	1
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1002
Census Tract	970300

Owner

2995 Taylor Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2995 TAYLOR RD, OAK HARBOR, WA 98277-9113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Aug 22, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	20184447937
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2995 TAYLOR RD, OAK HARBOR, WA 98277-9163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004496622
Date	Sep 16, 2020
Instrument	4496622

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 13, 2018
Property Address	2995 TAYLOR RD, OAK HARBOR, WA 98277-9163
Document Number	0004447937
Map Reference	VOL3 PG428&429
Instrument Date	Jul 6, 2018
Instrument	4447937
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND COUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,214.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 TAYLOR RD, OAK HARBOR, WA 98277-9163

Mortgage

Document Number	0004447938
Date	Jul 13, 2018
Instrument	4447938

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 22, 2017
Property Address	2995 TAYLOR RD, OAK HARBOR, WA 98277-9163
Document Number	0004428681
Instrument Date	Aug 21, 2017
Instrument	4428681
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$4,010.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2995 TAYLOR RD OAK HARBOR WA 982779163, OAK HARBOR, WA 98277-9163

Tax Assessment & Valuation

The 2026 property tax bill for 2995 Taylor Rd was $4,367.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,367.00
2025		$563,390 Land $300,000 Building $263,390	$563,390 Land $300,000 Building $263,390
2023	$3,415.00	$540,581 (+18.33%) Land $270,000 Building $270,581	$540,581 (+18.33%) Land $270,000 Building $270,581
2022		$456,829 Land $240,000 Building $216,829	$456,829 Land $240,000 Building $216,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2995 Taylor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 Taylor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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