2995 State Rte 3, Fulton, NY 13069 Property Records

Oswego County and Volney Town property record for 2995 State Rte 3, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 858 sqft · built 1900
Lot Size	0.416 acres (18,150 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Dec 2023)
Tax Bill	$2,129 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355800 220.00-02-24`

Property Details

APN / Parcel Number

Primary APN	`355800 220.00-02-24`
Alternative APN	`580022000000020240000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	572 sqft
Upper Floors Area	286 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	18,150 sqft (0.416 acres)
Lot Dimensions	220 ft deep x 82.5 ft wide
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2995 STATE ROUTE 3
City	FULTON
State	NY
Zip	13069-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Subdivision	SCRIBAS PATENT
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	OSWEGO NY
Township / Civil Division	VOLNEY
Census Block Group	1
Census Block	1029
Census Tract	21002

Owner

2995 State Rte 3 is owned and occupied by an individual who bought it in December 2023.

Source: Oswego County and Volney Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2995 STATE ROUTE 3, FULTON, NY 13069-4400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Jun 27, 2005 · Amount on File
Deed Document Number	202311430
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 11, 2023
Property Address	2995 STATE ROUTE 3, FULTON, NY 13069-4400
Document Number	0000001430
Instrument Date	Nov 21, 2023
Instrument	R-2023-011430
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2995 STATE ROUTE 3, FULTON, NY 13069-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 COUNTY ROUTE 12, CENTRAL SQUARE, NY 13036-2311

Mortgage

Document Number	0000001431
Date	Dec 11, 2023
Instrument	R-2023-011431

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2033
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	11.6%

Mortgage

Document Number	0000001432
Date	Dec 11, 2023
Instrument	R-2023-011432

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2995 State Rte 3 was $2,129, up 4.3% from the year before.

Source: Oswego County and Volney Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Volney Town
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,129.00 (+4.31%)
2025	$2,041.00	$39,000 Land $10,700 Building $28,300	$67,241 Land $18,448 Building $48,793
2023		$39,000 (-) Land $10,700 Building $28,300	$55,714 (+14.29%) Land $15,286 Building $40,428
2022		$39,000 Land $10,700 Building $28,300	$48,750 Land $13,375 Building $35,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2995 State Rte 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 State Rte 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 3

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