2995 Simpson Ln, Esmont, VA 22937 Property Records

Albemarle County property record for 2995 Simpson Ln, Esmont, VA 22937

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,104 sqft · built 2002
Lot Size	2.08 acres (90,692 sqft)
Owner	Individual Name on Record
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12800-00-00-085H0`

Property Details

APN / Parcel Number

Primary APN	`12800-00-00-085H0`
Alternative APN	`43851`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	90,692 sqft (2.08 acres)
Porch	Slab
Porch Area	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2995 SIMPSON LN
City	ESMONT
State	VA
Zip	22937-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	PORTERS VILLAGE 8 PH 2
Legal Subdivision	PORTERS VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3012
Census Tract	11400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2995 SIMPSON LN, ESMONT, VA 22937-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Loan Modification, Mortgage · Conventional Mortgage ALBEMARLE HSNG IMP PROGRAM INC
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALBEMARLE HSNG IMP PROGRAM INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	2995 SIMPSON LN, ESMONT, VA 22937-2114
Document Number	0000002915
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 SIMPSON LN ESMONT VA 229372114, ESMONT, VA 22937-2114

Mortgage

Document Number	0000002915
Date	Mar 16, 2020
Book Page	005288/000498
Instrument	2915

Lender

Name	ALBEMARLE HSNG IMP PROGRAM INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2995 SIMPSON LN, ESMONT, VA 22937-2114
Document Number	0000008341
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 SIMPSON LN ESMONT VA 229372114, ESMONT, VA 22937-2114

Mortgage

Document Number	0000008341
Date	Aug 5, 2019
Book Page	005202/000639
Instrument	8341

Lender

Name	ALBEMARLE HSNG IMP PROGRAM INC
Address	2127 BERKMAR DR, CHARLOTTESVILLE, VA 22901-1592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 4, 2029

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,200 (+18.36%) Land $40,000 Building $217,200	$257,200 (+18.36%) Land $40,000 Building $217,200
2025	$2,084.00 (+12.35%)
2023	$1,855.00	$217,300 Land $40,000 Building $177,300	$217,300 Land $40,000 Building $177,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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