2995 Royal Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 2995 Royal Dr, Cameron Park, CA 95682 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 1989
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (Dec 2022)
Tax Bill	$7,691 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-233-001-000`

Property Details

APN / Parcel Number

Primary APN	`082-233-001-000`
Alternative APN	`0822330110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	11,325 sqft (0.259 acres)
Terrain	Rolling
Parking Spaces	3 Parking Spaces
Patio Area	2,176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	0822330110
Street Address	2995 ROYAL DR
City	CAMERON PARK
State	CA
Zip	95682-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 577 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	577
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1002
Census Tract	30809

Owner

Source: El Dorado County records · APN 082-233-001-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2022	Grant Deed, Transfer · Conventional Mortgage LINKED HOME LOAN LLC
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	0000047602
Last Transfer Date	Oct 07, 2025
Transfer Doc	0000028430
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Oct 07, 2025
Property Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014
Document Number	0000028430
Map Reference	MB D PG 1
Instrument Date	Oct 01, 2025
Instrument	2025-0028430
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014

Mortgage

Document Number	0000028431
Date	Oct 07, 2025
Instrument	2025-0028431

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2045

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 27, 2022
Property Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014
Document Number	0000047602
Map Reference	MB D PG 1
Instrument Date	Dec 20, 2022
Instrument	2022-0047602
Transaction Type	Transfer
Record Updated	Jan 03, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014

Mortgage

Document Number	0000047603
Date	Dec 27, 2022
Instrument	2022-0047603

Lender

Name	LINKED HOME LOAN LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020015
Date	May 04, 2020
Instrument	2020-0020015

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 ROYAL DR, CAMERON PARK, CA 95682-9014

Mortgage

Document Number	0000051754
Date	Sep 22, 2020
Instrument	2020-0051754

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,691.00 (+3.26%) Homeowner's exemption	$717,875 (+4.04%) Land $179,989 Building $537,886
2023	$7,448.00 (+125.49%)	$690,000 Land $173,000 Building $517,000
2022	$3,303.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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