Miami County property record for 2995 N State Rte 48, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,432 sqft · built 1978 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Mar 2014) |
| Tax Bill | $2,652 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | I20-042650 |
| Primary APN | I20-042650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 2,864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2995 N STATE ROUTE 48 |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-8 NW COR NE |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 08 |
| Legal Subdivision | NEWTON |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 330100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2995 N STATE ROUTE 48, COVINGTON, OH 45318-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2014 · Amount on Record |
| Deed Sale | Mar 5, 2014 · Amount on Record |
| Prior Sale | Apr 18, 2006 · Amount on Record |
| Deed Document Number | 20142014OR-02439 |
| Deed Book / Page | 497 / 83 |
| Record Updated | Oct 29, 2026 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newton Township |
| Unified School District | Newton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,652.00 (+24.74%) Homeowner's exemption | $81,560 (+40.38%) Land $11,800 Building $69,760 | $233,000 (+40.36%) Land $33,700 Building $199,300 |
| 2024 | $2,126.00 (+2.11%) Homeowner's exemption | $58,100 (-) Land $8,540 Building $49,560 | |
| 2023 | $2,082.00 (-3.61%) Homeowner's exemption | $58,100 (-) Land $8,540 Building $49,560 | $166,000 (-) Land $24,400 Building $141,600 |
| 2022 | $2,160.00 Homeowner's exemption | $58,100 Land $8,540 Building $49,560 | $166,000 Land $24,400 Building $141,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Windstream DSL | 100 / 20 |
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