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2995 Lowery Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 2995 Lowery Dr, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,273 sqft · built 1979
Lot Size0.344 acres (15,008 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Jun 2022)
Tax Bill$5,232 (2025)
Deeds & MortgagesJun 2022 Sale
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-21-31-5CC-0C00-0130

Property Details

APN / Parcel Number

Primary APN27-21-31-5CC-0C00-0130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,273 sqft Living Area
1st Floor Area1,289 sqft
2nd Floor Area540 sqft
Upper Floors Area540 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeWood
Foundation TypeFooting
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area15,008 sqft (0.344 acres)
Lot Dimensions134 ft deep x 112 ft wide
Garage Area408 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area48 sqft
Patio Area1 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2995 LOWERY DR
CityOVIEDO
StateFL
Zip32765-9071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 & N 1/2 OF LOT 14 BLK C SEMINOLE TERRACE REPLAT PB 11 PG 29
Legal Range31E
Legal Township21S
Legal Section27
Legal SubdivisionSEMINOLE TERRACE REPLAT
Legal BlockC
Legal Lot Number13-14
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2005
Census Tract21320

Owner

2995 Lowery Dr is owned and occupied by an individual who bought it in June 2022.

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2995 LOWERY DR, OVIEDO, FL 32765-9071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Warranty Deed, Transfer
FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALKAN MORTGAGE CORP
Jul 24, 2018Deed of Trust, Mortgage · FHA Mortgage
SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2022 · Amount on File
Deed SaleJun 15, 2022 · Amount on File
Prior SaleNov 14, 2014 · Amount on File
Deed Document Number2022070258
Deed Book / Page10259 / 1702
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 15, 2022
Property Address2995 LOWERY DR, OVIEDO, FL 32765-9071
Document Number0102591702
Book / Page10259 / 1702
Map ReferenceMB 11 PG 29
Instrument DateJun 13, 2022
Instrument2022070258
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount on Record
Tax$3,115.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4250 ALAFAYA TRL # TRL212-16, TRL212-16, OVIEDO, FL 32765-9412

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 LOWERY DR, OVIEDO, FL 32765-9071

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2995 LOWERY DR, OVIEDO, FL 32765-9071
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST SIGNATURE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 LOWERY DR, OVIEDO, FL 32765-9071

Mortgage

Document Number0097691424
DateNov 23, 2020
Book Page9769/1424
Instrument2020135395
Lender
NameALKAN MORTGAGE CORP
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2995 LOWERY DR, OVIEDO, FL 32765-9071
Document Number0091940298
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedOct 3, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 LOWERY DR OVIEDO FL 327659071, OVIEDO, FL 32765-9071

Mortgage

Document Number0091940298
DateAug 18, 2018
Book Page009194/000298
Instrument95078
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueAug 17, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2995 Lowery Dr was $5,232 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,232.00 Homeowner's exemption$423,878$423,878 Land $114,072 Building $309,806
2023$5,460.00 (+106.66%) Homeowner's exemption$427,299 (+99.21%)$427,299 (+3.51%) Land $133,084 Building $294,215
2022$2,642.00 Homeowner's exemption$214,499$412,825 Land $92,344 Building $320,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2995 Lowery Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 Lowery Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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