Kenton County property record for 2995 Lakeview Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,555 sqft · built 1970 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Jun 2019) |
| Tax Bill | $3,177 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-00-00-146.00 |
| Primary APN | 048-00-00-146.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,555 sqft Finished Area |
| Gross Area | 2,391 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2995 LAKEVIEW DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YELTON & EPPERSON LOT 4 1.75 ACS SWC LAKEVIEW DR & TAYLOR MILL RD |
| Legal Subdivision | YELTON & EPPERSON |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 63609 |
2995 Lakeview Dr is owned and occupied by an individual who acquired it in October 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2995 LAKEVIEW DR, INDEPENDENCE, KY 41051-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC |
| Nov 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 7, 2019 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| May 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on File |
| Deed Sale | Jun 7, 2019 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 201906 07 059 00175 |
| Deed Book / Page | 4275 / 58 |
| Last Transfer Date | Oct 22, 2021 |
| Transfer Doc | 0005900050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 17, 2022 |
| Property Address | 2995 LAKEVIEW DR, INDEPENDENCE, KY 41051-9713 |
| Document Number | 0005900019 |
| Book / Page | 171 / 785 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 22061705900019 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | LAWYERS TTL OF CINCINNATI IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14081 DECOURSEY PIKE, 14081, MORNING VIEW, KY 41063-9706 |
| Name | Verified Name |
|---|---|
| Address | 2995 LAKEVIEW DR, INDEPENDENCE, KY 41051-9713 |
| Document Number | 0005900020 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 380/847 |
| Instrument | 22061705900020 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 9, 2021 |
| Property Address | 2995 LAKEVIEW DR, INDEPENDENCE, KY 41051-9713 |
| Document Number | 0005900050 |
| Book / Page | 130 / 11 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 21110905900050 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2995 LAKEVIEW DR, INDEPENDENCE, KY 41051-9713 |
| Document Number | 0005900051 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 298/932 |
| Instrument | 21110905900051 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 7, 2019 |
| Property Address | 2995 LAKEVIEW DR, INDEPENDENCE, KY 41051-9713 |
| Document Number | 0000000175 |
| Book / Page | 0I4275 / 000058 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 175 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2995 LAKEVIEW DR INDEPENDENCE KY 410519713, INDEPENDENCE, KY 41051-9713 |
| Document Number | 176 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 0I4275/000061 |
| Instrument | 176 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40245 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 16, 2017 |
| Property Address | 2995 LAKEVIEW DR, INDEPENDENCE, KY 41051-9713 |
| Document Number | 0000000160 |
| Book / Page | 0I3939 / 000297 |
| Instrument Date | May 12, 2017 |
| Instrument | 160 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2995 LAKEVIEW DR INDEPENDENCE KY 410519713, INDEPENDENCE, KY 41051-9713 |
| Document Number | 161 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 0I3939/000300 |
| Instrument | 161 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
The 2025 property tax bill for 2995 Lakeview Dr was $3,177.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,200 (-) Land $50,000 Building $223,200 | $273,200 (-) Land $50,000 Building $223,200 | |
| 2025 | $3,177.00 | $273,200 Land $50,000 Building $223,200 | $273,200 Land $50,000 Building $223,200 |
| 2023 | $3,016.00 | $239,000 Land $40,000 Building $199,000 | $239,000 Land $40,000 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2995 Lakeview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2995 Lakeview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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