2995 Garrett Rd, Ekron, KY 40117 Property Records

Meade County property record for 2995 Garrett Rd, Ekron, KY 40117

Property Summary

Property Type	Residential Vacant Land
Lot Size	3 acres (130,680 sqft)
Owner	2 Individuals on Record
Last Sale	$350,000 (Apr 2025)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`138-00-00-052`

Property Details

APN / Parcel Number

Primary APN	`138-00-00-052`
Alternative APNs	`0015686` `015686`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	015686
Street Address	2995 GARRETT RD
City	EKRON
State	KY
Zip	40117-8606
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BUCK KNOBS EST 4 (3+AC)&HOUSE
Legal Subdivision	BUCK KNOBS ESTATE
Jurisdiction	MEADE KY
Township / Civil Division	FLAHERTY
Census Block Group	1
Census Block	1006
Census Tract	970301

Owner

Source: Meade County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	12201 NE TONY CREEK RD, ELGIN, OK 73538-2018
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 1, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2025	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Apr 9, 2015 · Amount on Record
Deed Document Number	2025313289
Deed Book / Page	766 / 143
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Recording Date	May 28, 2026
Property Address	2995 GARRETT RD, EKRON, KY 40117-8606
Document Number	00M1225/26
Book / Page	1225 / 26
Instrument Date	May 8, 2026
Instrument	2026383934
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 GARRETT RD, EKRON, KY 40117-8606

Mortgage

Document Number	0000383934,
Date	May 28, 2026
Book Page	1225/26
Instrument	2026383934

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	2995 GARRETT RD, EKRON, KY 40117-8606
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TITLE SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000841/144
Date	Sep 1, 2017
Book Page	841/144
Instrument	228832

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	2995 GARRETT RD, EKRON, KY 40117-8606
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000952/142
Date	Sep 8, 2020
Book Page	952/142
Instrument	245473

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	2995 GARRETT RD, EKRON, KY 40117-8606
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1015/372
Date	Sep 23, 2021
Book Page	M1015/372
Instrument	252931

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	2995 GARRETT RD, EKRON, KY 40117-8606
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1062/123
Date	Aug 25, 2022
Book Page	M1062/123
Instrument	259402

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MEADE KY
Recording Date	Apr 22, 2025
Property Address	2995 GARRETT RD, EKRON, KY 40117-8606
Document Number	00D766/143
Book / Page	D766 / 143
Map Reference	MB 2 PG 75
Instrument Date	Apr 18, 2025
Instrument	313289
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2860 HAPPY HOLLOW RD, HAWESVILLE, KY 42348-5108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 GARRETT RD, EKRON, KY 40117-8606

Mortgage

Document Number	0000313292
Date	Apr 22, 2025
Instrument	313292

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Meade County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Meade County
Unified School District	Meade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00	$201,300 (-)	$201,300 (-)
2024	$1,722.00 (+2.74%) Additional exemption filed	$201,300 (+5.95%)	$201,300 (+5.95%)
2023	$1,676.00 (-4.01%) Additional exemption filed	$190,000 (-)	$190,000 (-)
2022	$1,746.00 Additional exemption filed	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADE COUNTY WATER DISTRICT serves 33,313 people · EPA ID KY0820369
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Garrett Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures