2995 Frank Ard Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 2995 Frank Ard Rd, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 1993
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Trust Names on File
Last Sale	$40,000 (Jan 2015)
Tax Bill	$1,468 (2024)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-2N-31-2201-001-001`

Property Details

APN / Parcel Number

Primary APN	`25-2N-31-2201-001-001`
Alternative APN	`120443055`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	27,878 sqft (0.64 acres)
Porch	Open Porch
Porch Area	278 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	120443055
Street Address	2995 FRANK ARD RD
City	CANTONMENT
State	FL
Zip	32533-7243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	BEG AT SE COR OF NW1/4 OF NW 1/4 OF SEC AND SE COR OF CHARLES ARD PROPERTY N ALG E LI OF NW 1/4 OF NW 1/4 193 75/100 FT FOR POB CONT N 174 FT W 159 2/100 FT S 174 FT E 159 2/100 FT TO POB OR 7284 P 851 OR 8441 P 814
Legal Range	31W
Legal Township	02N
Legal Section	25
Legal Subdivision	SUBDIVISION NUMBER: 2201
Legal Block	1
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CENTURY
Census Block Group	4
Census Block	4043
Census Tract	3900

Owner

2995 Frank Ard Rd is held in a trust since January 2021.

Source: Escambia County records, as of March 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3150 FRANK ARD RD, CANTONMENT, FL 32533-7255
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2015 · Amount on File
Deed Sale	Jan 12, 2015 · Amount on File
Prior Sale	Mar 14, 2002 · Amount on File
Deed Document Number	20152202
Deed Book / Page	7284 / 851
Last Transfer Date	Jan 11, 2021
Transfer Doc	0084410814
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 11, 2021
Property Address	2995 FRANK ARD RD, CANTONMENT, FL 32533-7243
Document Number	0084410814
Book / Page	8441 / 814
Instrument Date	Jan 11, 2021
Instrument	2021003175
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3150 FRANK ARD RD, 3150, CANTONMENT, FL 32533-7255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 FRANK ARD RD, CANTONMENT, FL 32533-7255

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,959 Land $8,400 Building $103,559	$111,959 Land $8,400 Building $103,559
2024	$1,468.00 (+2.95%)
2023	$1,426.00 (+8.28%)	$92,856 (-3.23%)	$106,436 (+10.92%) Land $9,120 Building $97,316
2022	$1,317.00	$95,957	$95,957 Land $9,120 Building $86,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2995 Frank Ard Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 Frank Ard Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE HILL WATER WORKS private · serves 6,737 people · EPA ID FL1170168
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20