2995 E 1100 S, Flat Rock, IN 47234 Property Records

Shelby County property record for 2995 E 1100 S, Flat Rock, IN 47234

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,558 sqft · built 1920
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,890 (Oct 2025)
Tax Bill	$309 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-15-35-100-001.000-014`

Property Details

APN / Parcel Number

Primary APN	`73-15-35-100-001.000-014`
Alternative APNs	`01999859545` `0051901200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Porch	Porch
Porch Area	100 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Account Number	01999859545
Street Address	2995 E 1100 S
City	FLAT ROCK
State	IN
Zip	47234-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S2 NW SEC 35 11 7 .37ACRES
Legal Range	7
Legal Township	11
Legal Section	35
Jurisdiction	SHELBY IN
Township / Civil Division	NOBLE
Census Block Group	2
Census Block	2081
Census Tract	710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2995 E 1100 S, FLAT ROCK, IN 47234-9729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Mar 18, 2014
Deed Document Number	20254776
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY IN
Recording Date	Oct 1, 2025
Property Address	2995 E 1100 S, FLAT ROCK, IN 47234-9729
Document Number	2025004776
Instrument Date	Sep 24, 2025
Instrument	2025004776
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2995 E 1100 S, FLAT ROCK, IN 47234-9729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2995 E 1100 S, FLAT ROCK, IN 47234-9729

Mortgage

Document Number	2025004777
Date	Oct 1, 2025
Instrument	2025004777

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1005 Months
Due	Jul 19, 2109

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Noble Township
Unified School District	Shelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$309.00 (+90.74%) Homeowner's exemption	$98,200 (+15.39%) Land $5,700 Building $92,500	$98,200 (+15.39%) Land $5,700 Building $92,500
2024	$162.00 (+33.88%) Homeowner's exemption	$85,100 (+3.91%) Land $5,700 Building $79,400	$85,100 (+3.91%) Land $5,700 Building $79,400
2023	$121.00 (-48.95%)	$81,900 (-) Land $5,700 Building $76,200	$81,900 (-) Land $5,700 Building $76,200
2022	$237.00	$81,900 Land $5,700 Building $76,200	$81,900 Land $5,700 Building $76,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1993–2008)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000