2995 Duluth St, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2995 Duluth St, Maplewood, MN 55109

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,079 sqft · built 2002
Lot Size	0.41 acres (17,850 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Feb 2016)
Tax Bill	$10,342 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-29-22-11-0020`

Property Details

APN / Parcel Number

Primary APN	`04-29-22-11-0020`
Alternative APNs	`8332984` `592494`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,079 sqft Living Area
1st Floor Area	1,839 sqft
Basement Area	1,440 sqft
Finished Basement	1,440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	17,850 sqft (0.41 acres)
Lot Dimensions	238 ft deep x 98 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	592494
Street Address	2995 DULUTH ST
City	SAINT PAUL
State	MN
Zip	55109-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRATTALONES HIGHPOINT RIDGE LOT 14 BLK 1
Legal Range	22
Legal Township	29
Legal Section	04
Legal Subdivision	FRATTALONES HIGHPOINT RIDGE
Legal Block	1
Legal Lot Number	14
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	3
Census Block	3007
Census Tract	42301

Owner

2995 Duluth St is owned and occupied by an individual who bought it in February 2016.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2995 DULUTH ST, SAINT PAUL, MN 55109-5530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2016 · Amount on File
Deed Sale	Feb 5, 2016 · Amount on File
Prior Sale	Apr 24, 2003 · Amount on File
Deed Document Number	20164594391
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2995 DULUTH ST, MAPLEWOOD, MN 55109-5530
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 DULUTH ST, MAPLEWOOD, MN 55109-5530

Mortgage

Document Number	0A05009048
Date	Nov 21, 2023
Instrument	A05009048

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 28, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2995 DULUTH ST, MAPLEWOOD, MN 55109-5530
Document Number	0004809171
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2995 DULUTH ST MAPLEWOOD MN 551095530, MAPLEWOOD, MN 55109-5530

Mortgage

Document Number	0004809171
Date	May 1, 2020
Instrument	4809171

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2995 Duluth St was $10,342.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,100 Land $70,300 Building $610,800	$681,100 Land $70,300 Building $610,800
2025	$10,342.00
2023	$9,778.00	$579,600 Land $70,300 Building $509,300	$579,600 Land $70,300 Building $509,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2995 Duluth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 2995 Duluth St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: GigFire, T-Mobile, Verizon.

Nearby Properties on Duluth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures