2995 Bear Creek Rd, Rustburg, VA 24588 Property Records

Campbell County property record for 2995 Bear Creek Rd, Rustburg, VA 24588

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 5 ba · 5,972 sqft · built 1995
Lot Size	25.2 acres (1,100,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,963 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-4-2`

Property Details

APN / Parcel Number

Primary APN	`36-4-2`
Alternative APNs	`0360-04000-002-0` `001781900` `1781900`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,972 sqft Total Area
Basement Area	1,139 sqft
Finished Basement	1,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	1,100,326 sqft (25.2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1781900
Street Address	2995 BEAR CREEK RD
City	RUSTBURG
State	VA
Zip	24588-2862
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	BUTTON CRK - TRACT 2
Legal Tract	2
Jurisdiction	CAMPBELL VA
Township / Civil Division	RUSTBURG
Census Block Group	1
Census Block	1048
Census Tract	20102

Owner

Source: Campbell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Feb 10, 2006	Deed of Trust, Mortgage BANK OF AMERICA NA
Aug 13, 2025	Gift Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Aug 13, 2025	Gift Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025
Deed Sale	Aug 13, 2025
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	20254180
Prior Transfer Date	Aug 5, 2025
Prior Transfer Doc	0000004180
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Recording Date	May 20, 2026
Property Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862
Document Number	0000002517
Instrument Date	May 13, 2026
Instrument	20262517
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862

Mortgage

Document Number	0000002517,
Date	May 20, 2026
Instrument	20262517

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00600/1036
Date	Feb 10, 2006
Book Page	600/1036

Lender

Name	BANK OF AMERICA NA

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAMPBELL VA
Recording Date	Aug 13, 2025
Property Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862
Document Number	0250004180
Instrument Date	Aug 5, 2025
Instrument	250004180
Transaction Type	Transfer
Record Updated	Sep 12, 2025
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862

Mortgage

Document Number	0250004181
Date	Aug 13, 2025
Instrument	250004181

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%

August 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAMPBELL VA
Recording Date	Aug 13, 2025
Property Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862
Document Number	0250004180
Instrument Date	Aug 5, 2025
Instrument	250004180
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 BEAR CREEK RD, RUSTBURG, VA 24588-2862

Mortgage

Document Number	0250004181
Date	Aug 13, 2025
Instrument	250004181

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,963.00	$658,500 (-) Land $126,000 Building $532,500	$658,500 (-) Land $126,000 Building $532,500
2025	$2,963.00	$658,500 (-) Land $126,000 Building $532,500
2023	$2,963.00	$658,500 Land $126,000 Building $532,500	$658,500 Land $126,000 Building $532,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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