2995 43rd St SW, Naples, FL 34116 Property Records

Collier County property record for 2995 43rd St SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	2,293 sqft · built 1977
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2019)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`325000 271 34B27`

Property Details

APN / Parcel Number

Primary APN	`325000 271 34B27`
Alternative APNs	`3651080000707010027134` `36510800007`

Interior

Stories	1 Story
Building Area	2,293 sqft Living Area
1st Floor Area	2,293 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Deck Area	184 sqft

Location & Zoning

Street Address	2995 43RD ST SW
City	NAPLES
State	FL
Zip	34116-8333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 8 PART 1 BLK 271 LOT 3
Legal Range	26
Legal Township	49
Legal Section	27
Legal Subdivision	GOLDEN GATE CITY UNIT 8 PT 1
Legal Tract	325000
Legal Block	271
Legal Lot Number	3
Legal Unit	8
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10411

Owner

2995 43rd St SW is owned and occupied by two individuals who bought it in August 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2995 43RD ST SW, NAPLES, FL 34116-8333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Nov 15, 2007 · Amount on File
Deed Document Number	20195754795
Deed Book / Page	5664 / 1726
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	0042851436
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 19, 2019
Property Address	2995 43RD ST SW, NAPLES, FL 34116-8333
Document Number	0056641726
Book / Page	5664 / 1726
Map Reference	MB 5 PG 147-151
Instrument Date	Aug 14, 2019
Instrument	5754795
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	HYPERION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2995 43RD ST SW, NAPLES, FL 34116-8333

Mortgage

Document Number	0056641728
Date	Aug 19, 2019
Instrument	5664-1728

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2995 43rd St SW was $3,187 with a homeowner's exemption, up 6.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,146 (+2.7%)	$434,116 (+3.64%) Land $205,369 Building $228,747
2025	$3,187.00 (+6.73%) Homeowner's exemption	$300,045	$418,849 Land $168,750 Building $250,099
2024	$2,986.00 (+1.43%)
2023	$2,944.00 (-1.44%) Homeowner's exemption	$283,096 (+3%)	$400,497 (+23.87%) Land $236,250 Building $164,247
2022	$2,987.00 Homeowner's exemption	$274,850	$323,309 Land $153,563 Building $169,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2995 43rd St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	9 (2017–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2995 43rd St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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