29945 Spearhead Trl, Valley Center, CA 92082 Property Records

San Diego County property record for 29945 Spearhead Trl, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,979 sqft · built 1994
Lot Size	11.5 acres (504,425 sqft)
Owner	Company Name on Record
Last Sale	$660,000 (Oct 2016)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`129-310-27-00`

Property Details

APN / Parcel Number

Primary APN	`129-310-27-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,979 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	504,425 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	29945 SPEARHEAD TRL
City	VALLEY CENTER
State	CA
Zip	92082-4963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM10336
Legal Subdivision	PARCEL MAP NO 10336
Legal Tract	10336
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	4
Census Block	4009
Census Tract	19103

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29945 SPEARHEAD TRL, VALLEY CENTER, CA 92082-4963
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FUNDING CORP
Mar 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2016 · Amount on Record
Deed Sale	Oct 5, 2016 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Document Number	2016534527
Last Transfer Date	Mar 20, 2017
Transfer Doc	0000138648
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29945 SPEARHEAD TRL, VALLEY CENTER, CA 92082-4963
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29945 SPEARHEAD TRL, VALLEY CENTER, CA 92082-4963

Mortgage

Document Number	0000336194
Date	Apr 30, 2021
Instrument	2021-0336194

Lender

Name	HOME FUNDING CORP
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2017
Property Address	29945 SPEARHEAD TRL, VALLEY CENTER, CA 92082-4963
Document Number	0000138648
Instrument Date	Mar 20, 2017
Instrument	138648
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	29945 SPEARHEAD TRL VALLEY CENTER CA 920824963, VALLEY CENTER, CA 92082-4963

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$101,881 (+2%) Land $59,402 Building $42,479
2025	$1,758.00 (+4.96%) Homeowner's exemption	$99,885 (+4.04%) Land $58,238 Building $41,647
2023	$1,675.00 (+2.38%) Homeowner's exemption	$96,009 Land $55,978 Building $40,031
2022	$1,636.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	50 / 10

May also be available: Verizon.

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