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2993 Grey Moss Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2993 Grey Moss Dr, Harmony, FL 34773

Property Summary

Property TypeVacant Land
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on Record
Last Sale$369,990 (Apr 2026)
Tax Bill$2,982 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-26-32-5376-0001-1860

Property Details

APN / Parcel Number

Primary APN18-26-32-5376-0001-1860
Alternative APN
  • 263218537600011860

Exterior

Lot Area4,791 sqft (0.11 acres)

Location & Zoning

Street Address2993 GREY MOSS DR
CityHARMONY
StateFL
Zip34773-6267
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionVILLAGES AT HARMONY PH 2E & 2F PB 36 PGS 8-15 LOT 186
Legal SubdivisionVILLAGES AT HARMONY PHASE 2E AND 2F
Legal Lot Number186
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2993 GREY MOSS DR, HARMONY, FL 34773-6267
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Special Warranty Deed, Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LP
Apr 6, 2026Special Warranty Deed, Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2026 · Amount on Record
Deed SaleApr 6, 2026 · Amount on Record
Prior SaleSep 15, 2025 · Amount on Record
Deed Document Number202646031
Deed Book / Page6951 / 893
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 6, 2026
Property Address2993 GREY MOSS DR, HARMONY, FL 34773-6267
Document Number0000046031
Book / Page6951 / 893
Instrument DateMar 31, 2026
Instrument202646031
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$261,582.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2993 GREY MOSS DR, HARMONY, FL 34773-6267

Mortgage

Document Number0000046032,
DateApr 6, 2026
Instrument202646032
Lender
NameDHI MORTGAGE COMPANY LP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.01%
Max Rate-1%

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 6, 2026
Property Address2993 GREY MOSS DR, HARMONY, FL 34773-6267
Document Number0069510893
Book / Page6951 / 893
Instrument DateMar 31, 2026
Instrument202646031
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$261,582.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2993 GREY MOSS DR, HARMONY, FL 34773-6267

Mortgage

Document Number0000046032,
DateApr 6, 2026
Instrument202646032
Lender
NameDHI MORTGAGE COMPANY LP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.01%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,982.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

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