29925 Kipper Rd, Saint Joseph, MN 56374 Property Records

Stearns County property record for 29925 Kipper Rd, Saint Joseph, MN 56374

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,496 sqft · built 1971
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2026)
Tax Bill	$3,128 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-21409-0150`

Property Details

APN / Parcel Number

Primary APN	`31-21409-0150`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	29925 KIPPER RD
City	SAINT JOSEPH
State	MN
Zip	56374-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 WILDWOOD PARK ADDITION SECTION 18 TOWNSHIP 124 RANGE 029 SECTION 18 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	18
Legal Subdivision	WILDWOOD PARK ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1009
Census Tract	11305

Owner

Source: Stearns County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29925 KIPPER RD, SAINT JOSEPH, MN 56374-9416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Affidavit, Transfer
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME TOWN TITLE LLC, HOME TOWN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Deed Document Number	20261713374
Record Updated	Sep 20, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	May 20, 2026
Property Address	29925 KIPPER RD, SAINT JOSEPH, MN 56374-9416
Document Number	0001713373
Instrument Date	May 20, 2026
Instrument	20261713373
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29925 KIPPER RD, SAINT JOSEPH, MN 56374-9416

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 20, 2026
Property Address	29925 KIPPER RD, SAINT JOSEPH, MN 56374-9416
Document Number	0001713374
Instrument Date	May 18, 2026
Instrument	20261713374
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29925 KIPPER RD, SAINT JOSEPH, MN 56374-9416

Mortgage

Document Number	0001713375,
Date	May 20, 2026
Instrument	20261713375

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	St. Joseph Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,128.00 (+15.34%)
2025		$370,500 (+16.73%) Land $73,500 Building $297,000	$370,500 (+16.73%) Land $73,500 Building $297,000
2023	$2,712.00	$317,400 Land $73,600 Building $243,800	$317,400 Land $73,600 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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